LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,890
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$70,002
−HK$2,146/mo
Today · 4.125%
HK$72,148
baseline
▲ 0.50% · 4.625%
HK$76,538
+HK$4,390/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$144,296/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$1,265,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,527
−HK$4,081/mo
▼ 0.25% · 3.875%
HK$77,553
−HK$2,055/mo
Today · 4.125%
HK$79,608
baseline
▲ 0.50% · 4.625%
HK$83,804
+HK$4,196/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$159,216/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$1,265,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,468
−HK$5,109/mo
▼ 0.25% · 3.875%
HK$84,003
−HK$2,574/mo
Today · 4.125%
HK$86,577
baseline
▲ 0.50% · 4.625%
HK$91,845
+HK$5,268/mo
Deposit HK$11.91M · loan HK$17.86M · min. income ≈ HK$173,154/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,265,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,633
−HK$4,896/mo
▼ 0.25% · 3.875%
HK$93,064
−HK$2,465/mo
Today · 4.125%
HK$95,529
baseline
▲ 0.50% · 4.625%
HK$100,565
+HK$5,036/mo
Deposit HK$11.91M · loan HK$17.86M · min. income ≈ HK$191,058/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,265,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,047
−HK$5,960/mo
▼ 0.25% · 3.875%
HK$98,003
−HK$3,004/mo
Today · 4.125%
HK$101,007
baseline
▲ 0.50% · 4.625%
HK$107,153
+HK$6,146/mo
Deposit HK$8.93M · loan HK$20.84M · min. income ≈ HK$202,014/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,738
−HK$5,713/mo
▼ 0.25% · 3.875%
HK$108,574
−HK$2,877/mo
Today · 4.125%
HK$111,451
baseline
▲ 0.50% · 4.625%
HK$117,326
+HK$5,875/mo
Deposit HK$8.93M · loan HK$20.84M · min. income ≈ HK$222,902/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,203
−HK$7,663/mo
▼ 0.25% · 3.875%
HK$126,004
−HK$3,862/mo
Today · 4.125%
HK$129,866
baseline
▲ 0.50% · 4.625%
HK$137,768
+HK$7,902/mo
Deposit HK$2.98M · loan HK$26.80M · min. income ≈ HK$259,732/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,358 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,949
−HK$7,345/mo
▼ 0.25% · 3.875%
HK$139,595
−HK$3,699/mo
Today · 4.125%
HK$143,294
baseline
▲ 0.50% · 4.625%
HK$150,847
+HK$7,553/mo
Deposit HK$2.98M · loan HK$26.80M · min. income ≈ HK$286,588/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,358 · Scale 2, in force from 26 Feb 2026)