LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,891
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$70,003
−HK$2,146/mo
Today · 4.125%
HK$72,149
baseline
▲ 0.50% · 4.625%
HK$76,539
+HK$4,390/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$144,298/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$1,265,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,528
−HK$4,081/mo
▼ 0.25% · 3.875%
HK$77,554
−HK$2,055/mo
Today · 4.125%
HK$79,609
baseline
▲ 0.50% · 4.625%
HK$83,805
+HK$4,196/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$159,218/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$1,265,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,470
−HK$5,108/mo
▼ 0.25% · 3.875%
HK$84,004
−HK$2,574/mo
Today · 4.125%
HK$86,578
baseline
▲ 0.50% · 4.625%
HK$91,847
+HK$5,269/mo
Deposit HK$11.91M · loan HK$17.86M · min. income ≈ HK$173,156/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,265,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,634
−HK$4,897/mo
▼ 0.25% · 3.875%
HK$93,065
−HK$2,466/mo
Today · 4.125%
HK$95,531
baseline
▲ 0.50% · 4.625%
HK$100,566
+HK$5,035/mo
Deposit HK$11.91M · loan HK$17.86M · min. income ≈ HK$191,062/mo (50% DSR)
Upfront cash ≈ HK$13.17M (deposit + AVD stamp duty HK$1,265,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,048
−HK$5,960/mo
▼ 0.25% · 3.875%
HK$98,004
−HK$3,004/mo
Today · 4.125%
HK$101,008
baseline
▲ 0.50% · 4.625%
HK$107,154
+HK$6,146/mo
Deposit HK$8.93M · loan HK$20.84M · min. income ≈ HK$202,016/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,740
−HK$5,713/mo
▼ 0.25% · 3.875%
HK$108,576
−HK$2,877/mo
Today · 4.125%
HK$111,453
baseline
▲ 0.50% · 4.625%
HK$117,327
+HK$5,874/mo
Deposit HK$8.93M · loan HK$20.84M · min. income ≈ HK$222,906/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,204
−HK$7,664/mo
▼ 0.25% · 3.875%
HK$126,006
−HK$3,862/mo
Today · 4.125%
HK$129,868
baseline
▲ 0.50% · 4.625%
HK$137,770
+HK$7,902/mo
Deposit HK$2.98M · loan HK$26.80M · min. income ≈ HK$259,736/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,951
−HK$7,345/mo
▼ 0.25% · 3.875%
HK$139,597
−HK$3,699/mo
Today · 4.125%
HK$143,296
baseline
▲ 0.50% · 4.625%
HK$150,849
+HK$7,553/mo
Deposit HK$2.98M · loan HK$26.80M · min. income ≈ HK$286,592/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,376 · Scale 2, in force from 26 Feb 2026)