LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,898
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$70,010
−HK$2,146/mo
Today · 4.125%
HK$72,156
baseline
▲ 0.50% · 4.625%
HK$76,547
+HK$4,391/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$144,312/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$1,265,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,536
−HK$4,081/mo
▼ 0.25% · 3.875%
HK$77,562
−HK$2,055/mo
Today · 4.125%
HK$79,617
baseline
▲ 0.50% · 4.625%
HK$83,814
+HK$4,197/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$159,234/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$1,265,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,478
−HK$5,109/mo
▼ 0.25% · 3.875%
HK$84,013
−HK$2,574/mo
Today · 4.125%
HK$86,587
baseline
▲ 0.50% · 4.625%
HK$91,856
+HK$5,269/mo
Deposit HK$11.91M · loan HK$17.87M · min. income ≈ HK$173,174/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,265,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,644
−HK$4,897/mo
▼ 0.25% · 3.875%
HK$93,075
−HK$2,466/mo
Today · 4.125%
HK$95,541
baseline
▲ 0.50% · 4.625%
HK$100,577
+HK$5,036/mo
Deposit HK$11.91M · loan HK$17.87M · min. income ≈ HK$191,082/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,265,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,058
−HK$5,961/mo
▼ 0.25% · 3.875%
HK$98,015
−HK$3,004/mo
Today · 4.125%
HK$101,019
baseline
▲ 0.50% · 4.625%
HK$107,165
+HK$6,146/mo
Deposit HK$8.93M · loan HK$20.84M · min. income ≈ HK$202,038/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,751
−HK$5,713/mo
▼ 0.25% · 3.875%
HK$108,587
−HK$2,877/mo
Today · 4.125%
HK$111,464
baseline
▲ 0.50% · 4.625%
HK$117,340
+HK$5,876/mo
Deposit HK$8.93M · loan HK$20.84M · min. income ≈ HK$222,928/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,217
−HK$7,664/mo
▼ 0.25% · 3.875%
HK$126,019
−HK$3,862/mo
Today · 4.125%
HK$129,881
baseline
▲ 0.50% · 4.625%
HK$137,784
+HK$7,903/mo
Deposit HK$2.98M · loan HK$26.80M · min. income ≈ HK$259,762/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,508 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,965
−HK$7,346/mo
▼ 0.25% · 3.875%
HK$139,612
−HK$3,699/mo
Today · 4.125%
HK$143,311
baseline
▲ 0.50% · 4.625%
HK$150,865
+HK$7,554/mo
Deposit HK$2.98M · loan HK$26.80M · min. income ≈ HK$286,622/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,508 · Scale 2, in force from 26 Feb 2026)