LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,903
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$70,015
−HK$2,146/mo
Today · 4.125%
HK$72,161
baseline
▲ 0.50% · 4.625%
HK$76,552
+HK$4,391/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$144,322/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$1,265,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,541
−HK$4,081/mo
▼ 0.25% · 3.875%
HK$77,567
−HK$2,055/mo
Today · 4.125%
HK$79,622
baseline
▲ 0.50% · 4.625%
HK$83,819
+HK$4,197/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$159,244/mo (50% DSR)
Upfront cash ≈ HK$16.15M (deposit + AVD stamp duty HK$1,265,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,483
−HK$5,110/mo
▼ 0.25% · 3.875%
HK$84,018
−HK$2,575/mo
Today · 4.125%
HK$86,593
baseline
▲ 0.50% · 4.625%
HK$91,862
+HK$5,269/mo
Deposit HK$11.91M · loan HK$17.87M · min. income ≈ HK$173,186/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,265,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,649
−HK$4,898/mo
▼ 0.25% · 3.875%
HK$93,080
−HK$2,467/mo
Today · 4.125%
HK$95,547
baseline
▲ 0.50% · 4.625%
HK$100,583
+HK$5,036/mo
Deposit HK$11.91M · loan HK$17.87M · min. income ≈ HK$191,094/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,265,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,064
−HK$5,961/mo
▼ 0.25% · 3.875%
HK$98,021
−HK$3,004/mo
Today · 4.125%
HK$101,025
baseline
▲ 0.50% · 4.625%
HK$107,172
+HK$6,147/mo
Deposit HK$8.93M · loan HK$20.84M · min. income ≈ HK$202,050/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,757
−HK$5,714/mo
▼ 0.25% · 3.875%
HK$108,594
−HK$2,877/mo
Today · 4.125%
HK$111,471
baseline
▲ 0.50% · 4.625%
HK$117,347
+HK$5,876/mo
Deposit HK$8.93M · loan HK$20.84M · min. income ≈ HK$222,942/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,225
−HK$7,664/mo
▼ 0.25% · 3.875%
HK$126,027
−HK$3,862/mo
Today · 4.125%
HK$129,889
baseline
▲ 0.50% · 4.625%
HK$137,793
+HK$7,904/mo
Deposit HK$2.98M · loan HK$26.80M · min. income ≈ HK$259,778/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,974
−HK$7,346/mo
▼ 0.25% · 3.875%
HK$139,621
−HK$3,699/mo
Today · 4.125%
HK$143,320
baseline
▲ 0.50% · 4.625%
HK$150,875
+HK$7,555/mo
Deposit HK$2.98M · loan HK$26.80M · min. income ≈ HK$286,640/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,587 · Scale 2, in force from 26 Feb 2026)