LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,904
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$70,016
−HK$2,146/mo
Today · 4.125%
HK$72,162
baseline
▲ 0.50% · 4.625%
HK$76,553
+HK$4,391/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$144,324/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$1,265,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,543
−HK$4,081/mo
▼ 0.25% · 3.875%
HK$77,569
−HK$2,055/mo
Today · 4.125%
HK$79,624
baseline
▲ 0.50% · 4.625%
HK$83,821
+HK$4,197/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$159,248/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$1,265,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,485
−HK$5,110/mo
▼ 0.25% · 3.875%
HK$84,019
−HK$2,576/mo
Today · 4.125%
HK$86,595
baseline
▲ 0.50% · 4.625%
HK$91,864
+HK$5,269/mo
Deposit HK$11.91M · loan HK$17.87M · min. income ≈ HK$173,190/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,265,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,651
−HK$4,898/mo
▼ 0.25% · 3.875%
HK$93,082
−HK$2,467/mo
Today · 4.125%
HK$95,549
baseline
▲ 0.50% · 4.625%
HK$100,585
+HK$5,036/mo
Deposit HK$11.91M · loan HK$17.87M · min. income ≈ HK$191,098/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,265,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,066
−HK$5,961/mo
▼ 0.25% · 3.875%
HK$98,023
−HK$3,004/mo
Today · 4.125%
HK$101,027
baseline
▲ 0.50% · 4.625%
HK$107,174
+HK$6,147/mo
Deposit HK$8.93M · loan HK$20.85M · min. income ≈ HK$202,054/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,760
−HK$5,713/mo
▼ 0.25% · 3.875%
HK$108,596
−HK$2,877/mo
Today · 4.125%
HK$111,473
baseline
▲ 0.50% · 4.625%
HK$117,349
+HK$5,876/mo
Deposit HK$8.93M · loan HK$20.85M · min. income ≈ HK$222,946/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,227
−HK$7,665/mo
▼ 0.25% · 3.875%
HK$126,029
−HK$3,863/mo
Today · 4.125%
HK$129,892
baseline
▲ 0.50% · 4.625%
HK$137,796
+HK$7,904/mo
Deposit HK$2.98M · loan HK$26.80M · min. income ≈ HK$259,784/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,977
−HK$7,346/mo
▼ 0.25% · 3.875%
HK$139,623
−HK$3,700/mo
Today · 4.125%
HK$143,323
baseline
▲ 0.50% · 4.625%
HK$150,878
+HK$7,555/mo
Deposit HK$2.98M · loan HK$26.80M · min. income ≈ HK$286,646/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,612 · Scale 2, in force from 26 Feb 2026)