LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,905
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$70,017
−HK$2,146/mo
Today · 4.125%
HK$72,163
baseline
▲ 0.50% · 4.625%
HK$76,554
+HK$4,391/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$144,326/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$1,265,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,544
−HK$4,081/mo
▼ 0.25% · 3.875%
HK$77,570
−HK$2,055/mo
Today · 4.125%
HK$79,625
baseline
▲ 0.50% · 4.625%
HK$83,822
+HK$4,197/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$159,250/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$1,265,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,486
−HK$5,110/mo
▼ 0.25% · 3.875%
HK$84,021
−HK$2,575/mo
Today · 4.125%
HK$86,596
baseline
▲ 0.50% · 4.625%
HK$91,865
+HK$5,269/mo
Deposit HK$11.91M · loan HK$17.87M · min. income ≈ HK$173,192/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,265,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,652
−HK$4,898/mo
▼ 0.25% · 3.875%
HK$93,083
−HK$2,467/mo
Today · 4.125%
HK$95,550
baseline
▲ 0.50% · 4.625%
HK$100,586
+HK$5,036/mo
Deposit HK$11.91M · loan HK$17.87M · min. income ≈ HK$191,100/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,265,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,067
−HK$5,961/mo
▼ 0.25% · 3.875%
HK$98,024
−HK$3,004/mo
Today · 4.125%
HK$101,028
baseline
▲ 0.50% · 4.625%
HK$107,176
+HK$6,148/mo
Deposit HK$8.93M · loan HK$20.85M · min. income ≈ HK$202,056/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,761
−HK$5,714/mo
▼ 0.25% · 3.875%
HK$108,597
−HK$2,878/mo
Today · 4.125%
HK$111,475
baseline
▲ 0.50% · 4.625%
HK$117,351
+HK$5,876/mo
Deposit HK$8.93M · loan HK$20.85M · min. income ≈ HK$222,950/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,229
−HK$7,665/mo
▼ 0.25% · 3.875%
HK$126,031
−HK$3,863/mo
Today · 4.125%
HK$129,894
baseline
▲ 0.50% · 4.625%
HK$137,797
+HK$7,903/mo
Deposit HK$2.98M · loan HK$26.80M · min. income ≈ HK$259,788/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,978
−HK$7,347/mo
▼ 0.25% · 3.875%
HK$139,625
−HK$3,700/mo
Today · 4.125%
HK$143,325
baseline
▲ 0.50% · 4.625%
HK$150,880
+HK$7,555/mo
Deposit HK$2.98M · loan HK$26.80M · min. income ≈ HK$286,650/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,629 · Scale 2, in force from 26 Feb 2026)