LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,907
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$70,019
−HK$2,146/mo
Today · 4.125%
HK$72,165
baseline
▲ 0.50% · 4.625%
HK$76,557
+HK$4,392/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$144,330/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$1,265,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,546
−HK$4,081/mo
▼ 0.25% · 3.875%
HK$77,572
−HK$2,055/mo
Today · 4.125%
HK$79,627
baseline
▲ 0.50% · 4.625%
HK$83,825
+HK$4,198/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$159,254/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$1,265,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,488
−HK$5,111/mo
▼ 0.25% · 3.875%
HK$84,023
−HK$2,576/mo
Today · 4.125%
HK$86,599
baseline
▲ 0.50% · 4.625%
HK$91,868
+HK$5,269/mo
Deposit HK$11.91M · loan HK$17.87M · min. income ≈ HK$173,198/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,265,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,655
−HK$4,898/mo
▼ 0.25% · 3.875%
HK$93,086
−HK$2,467/mo
Today · 4.125%
HK$95,553
baseline
▲ 0.50% · 4.625%
HK$100,590
+HK$5,037/mo
Deposit HK$11.91M · loan HK$17.87M · min. income ≈ HK$191,106/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,265,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,070
−HK$5,962/mo
▼ 0.25% · 3.875%
HK$98,027
−HK$3,005/mo
Today · 4.125%
HK$101,032
baseline
▲ 0.50% · 4.625%
HK$107,179
+HK$6,147/mo
Deposit HK$8.93M · loan HK$20.85M · min. income ≈ HK$202,064/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,764
−HK$5,714/mo
▼ 0.25% · 3.875%
HK$108,601
−HK$2,877/mo
Today · 4.125%
HK$111,478
baseline
▲ 0.50% · 4.625%
HK$117,355
+HK$5,877/mo
Deposit HK$8.93M · loan HK$20.85M · min. income ≈ HK$222,956/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,233
−HK$7,665/mo
▼ 0.25% · 3.875%
HK$126,035
−HK$3,863/mo
Today · 4.125%
HK$129,898
baseline
▲ 0.50% · 4.625%
HK$137,802
+HK$7,904/mo
Deposit HK$2.98M · loan HK$26.80M · min. income ≈ HK$259,796/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,983
−HK$7,346/mo
▼ 0.25% · 3.875%
HK$139,630
−HK$3,699/mo
Today · 4.125%
HK$143,329
baseline
▲ 0.50% · 4.625%
HK$150,885
+HK$7,556/mo
Deposit HK$2.98M · loan HK$26.80M · min. income ≈ HK$286,658/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,670 · Scale 2, in force from 26 Feb 2026)