LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,912
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$70,024
−HK$2,146/mo
Today · 4.125%
HK$72,170
baseline
▲ 0.50% · 4.625%
HK$76,562
+HK$4,392/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$144,340/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$1,265,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,551
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$77,577
−HK$2,056/mo
Today · 4.125%
HK$79,633
baseline
▲ 0.50% · 4.625%
HK$83,830
+HK$4,197/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$159,266/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$1,265,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,494
−HK$5,110/mo
▼ 0.25% · 3.875%
HK$84,029
−HK$2,575/mo
Today · 4.125%
HK$86,604
baseline
▲ 0.50% · 4.625%
HK$91,874
+HK$5,270/mo
Deposit HK$11.91M · loan HK$17.87M · min. income ≈ HK$173,208/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,265,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,661
−HK$4,898/mo
▼ 0.25% · 3.875%
HK$93,093
−HK$2,466/mo
Today · 4.125%
HK$95,559
baseline
▲ 0.50% · 4.625%
HK$100,596
+HK$5,037/mo
Deposit HK$11.91M · loan HK$17.87M · min. income ≈ HK$191,118/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,265,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,076
−HK$5,962/mo
▼ 0.25% · 3.875%
HK$98,034
−HK$3,004/mo
Today · 4.125%
HK$101,038
baseline
▲ 0.50% · 4.625%
HK$107,186
+HK$6,148/mo
Deposit HK$8.93M · loan HK$20.85M · min. income ≈ HK$202,076/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,771
−HK$5,715/mo
▼ 0.25% · 3.875%
HK$108,608
−HK$2,878/mo
Today · 4.125%
HK$111,486
baseline
▲ 0.50% · 4.625%
HK$117,363
+HK$5,877/mo
Deposit HK$8.93M · loan HK$20.85M · min. income ≈ HK$222,972/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,241
−HK$7,666/mo
▼ 0.25% · 3.875%
HK$126,043
−HK$3,864/mo
Today · 4.125%
HK$129,907
baseline
▲ 0.50% · 4.625%
HK$137,811
+HK$7,904/mo
Deposit HK$2.98M · loan HK$26.80M · min. income ≈ HK$259,814/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,992
−HK$7,347/mo
▼ 0.25% · 3.875%
HK$139,639
−HK$3,700/mo
Today · 4.125%
HK$143,339
baseline
▲ 0.50% · 4.625%
HK$150,895
+HK$7,556/mo
Deposit HK$2.98M · loan HK$26.80M · min. income ≈ HK$286,678/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,755 · Scale 2, in force from 26 Feb 2026)