LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,912
−HK$4,259/mo
▼ 0.25% · 3.875%
HK$70,025
−HK$2,146/mo
Today · 4.125%
HK$72,171
baseline
▲ 0.50% · 4.625%
HK$76,563
+HK$4,392/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$144,342/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$1,265,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,552
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$77,578
−HK$2,056/mo
Today · 4.125%
HK$79,634
baseline
▲ 0.50% · 4.625%
HK$83,831
+HK$4,197/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$159,268/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$1,265,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,495
−HK$5,110/mo
▼ 0.25% · 3.875%
HK$84,030
−HK$2,575/mo
Today · 4.125%
HK$86,605
baseline
▲ 0.50% · 4.625%
HK$91,875
+HK$5,270/mo
Deposit HK$11.91M · loan HK$17.87M · min. income ≈ HK$173,210/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,265,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,662
−HK$4,898/mo
▼ 0.25% · 3.875%
HK$93,094
−HK$2,466/mo
Today · 4.125%
HK$95,560
baseline
▲ 0.50% · 4.625%
HK$100,598
+HK$5,038/mo
Deposit HK$11.91M · loan HK$17.87M · min. income ≈ HK$191,120/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,265,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,077
−HK$5,963/mo
▼ 0.25% · 3.875%
HK$98,035
−HK$3,005/mo
Today · 4.125%
HK$101,040
baseline
▲ 0.50% · 4.625%
HK$107,188
+HK$6,148/mo
Deposit HK$8.93M · loan HK$20.85M · min. income ≈ HK$202,080/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,773
−HK$5,714/mo
▼ 0.25% · 3.875%
HK$108,609
−HK$2,878/mo
Today · 4.125%
HK$111,487
baseline
▲ 0.50% · 4.625%
HK$117,364
+HK$5,877/mo
Deposit HK$8.93M · loan HK$20.85M · min. income ≈ HK$222,974/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,242
−HK$7,666/mo
▼ 0.25% · 3.875%
HK$126,045
−HK$3,863/mo
Today · 4.125%
HK$129,908
baseline
▲ 0.50% · 4.625%
HK$137,813
+HK$7,905/mo
Deposit HK$2.98M · loan HK$26.80M · min. income ≈ HK$259,816/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,993
−HK$7,348/mo
▼ 0.25% · 3.875%
HK$139,641
−HK$3,700/mo
Today · 4.125%
HK$143,341
baseline
▲ 0.50% · 4.625%
HK$150,896
+HK$7,555/mo
Deposit HK$2.98M · loan HK$26.80M · min. income ≈ HK$286,682/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,769 · Scale 2, in force from 26 Feb 2026)