LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,917
−HK$4,259/mo
▼ 0.25% · 3.875%
HK$70,030
−HK$2,146/mo
Today · 4.125%
HK$72,176
baseline
▲ 0.50% · 4.625%
HK$76,568
+HK$4,392/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$144,352/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$1,265,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,557
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$77,584
−HK$2,055/mo
Today · 4.125%
HK$79,639
baseline
▲ 0.50% · 4.625%
HK$83,837
+HK$4,198/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$159,278/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$1,265,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,501
−HK$5,111/mo
▼ 0.25% · 3.875%
HK$84,036
−HK$2,576/mo
Today · 4.125%
HK$86,612
baseline
▲ 0.50% · 4.625%
HK$91,882
+HK$5,270/mo
Deposit HK$11.91M · loan HK$17.87M · min. income ≈ HK$173,224/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,265,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,669
−HK$4,898/mo
▼ 0.25% · 3.875%
HK$93,100
−HK$2,467/mo
Today · 4.125%
HK$95,567
baseline
▲ 0.50% · 4.625%
HK$100,605
+HK$5,038/mo
Deposit HK$11.91M · loan HK$17.87M · min. income ≈ HK$191,134/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,265,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,084
−HK$5,963/mo
▼ 0.25% · 3.875%
HK$98,042
−HK$3,005/mo
Today · 4.125%
HK$101,047
baseline
▲ 0.50% · 4.625%
HK$107,195
+HK$6,148/mo
Deposit HK$8.94M · loan HK$20.85M · min. income ≈ HK$202,094/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,780
−HK$5,715/mo
▼ 0.25% · 3.875%
HK$108,617
−HK$2,878/mo
Today · 4.125%
HK$111,495
baseline
▲ 0.50% · 4.625%
HK$117,372
+HK$5,877/mo
Deposit HK$8.94M · loan HK$20.85M · min. income ≈ HK$222,990/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,251
−HK$7,666/mo
▼ 0.25% · 3.875%
HK$126,054
−HK$3,863/mo
Today · 4.125%
HK$129,917
baseline
▲ 0.50% · 4.625%
HK$137,822
+HK$7,905/mo
Deposit HK$2.98M · loan HK$26.81M · min. income ≈ HK$259,834/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,003
−HK$7,348/mo
▼ 0.25% · 3.875%
HK$139,651
−HK$3,700/mo
Today · 4.125%
HK$143,351
baseline
▲ 0.50% · 4.625%
HK$150,907
+HK$7,556/mo
Deposit HK$2.98M · loan HK$26.81M · min. income ≈ HK$286,702/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,859 · Scale 2, in force from 26 Feb 2026)