LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,918
−HK$4,259/mo
▼ 0.25% · 3.875%
HK$70,031
−HK$2,146/mo
Today · 4.125%
HK$72,177
baseline
▲ 0.50% · 4.625%
HK$76,569
+HK$4,392/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$144,354/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$1,265,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,558
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$77,585
−HK$2,056/mo
Today · 4.125%
HK$79,641
baseline
▲ 0.50% · 4.625%
HK$83,838
+HK$4,197/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$159,282/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$1,265,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,502
−HK$5,111/mo
▼ 0.25% · 3.875%
HK$84,037
−HK$2,576/mo
Today · 4.125%
HK$86,613
baseline
▲ 0.50% · 4.625%
HK$91,883
+HK$5,270/mo
Deposit HK$11.91M · loan HK$17.87M · min. income ≈ HK$173,226/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,265,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,670
−HK$4,899/mo
▼ 0.25% · 3.875%
HK$93,102
−HK$2,467/mo
Today · 4.125%
HK$95,569
baseline
▲ 0.50% · 4.625%
HK$100,606
+HK$5,037/mo
Deposit HK$11.91M · loan HK$17.87M · min. income ≈ HK$191,138/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,265,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,085
−HK$5,963/mo
▼ 0.25% · 3.875%
HK$98,043
−HK$3,005/mo
Today · 4.125%
HK$101,048
baseline
▲ 0.50% · 4.625%
HK$107,197
+HK$6,149/mo
Deposit HK$8.94M · loan HK$20.85M · min. income ≈ HK$202,096/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,782
−HK$5,715/mo
▼ 0.25% · 3.875%
HK$108,619
−HK$2,878/mo
Today · 4.125%
HK$111,497
baseline
▲ 0.50% · 4.625%
HK$117,374
+HK$5,877/mo
Deposit HK$8.94M · loan HK$20.85M · min. income ≈ HK$222,994/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,253
−HK$7,666/mo
▼ 0.25% · 3.875%
HK$126,056
−HK$3,863/mo
Today · 4.125%
HK$129,919
baseline
▲ 0.50% · 4.625%
HK$137,824
+HK$7,905/mo
Deposit HK$2.98M · loan HK$26.81M · min. income ≈ HK$259,838/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,877 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,005
−HK$7,348/mo
▼ 0.25% · 3.875%
HK$139,653
−HK$3,700/mo
Today · 4.125%
HK$143,353
baseline
▲ 0.50% · 4.625%
HK$150,909
+HK$7,556/mo
Deposit HK$2.98M · loan HK$26.81M · min. income ≈ HK$286,706/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,877 · Scale 2, in force from 26 Feb 2026)