LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,919
−HK$4,259/mo
▼ 0.25% · 3.875%
HK$70,032
−HK$2,146/mo
Today · 4.125%
HK$72,178
baseline
▲ 0.50% · 4.625%
HK$76,570
+HK$4,392/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$144,356/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$1,265,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,559
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$77,586
−HK$2,055/mo
Today · 4.125%
HK$79,641
baseline
▲ 0.50% · 4.625%
HK$83,839
+HK$4,198/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$159,282/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$1,265,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,503
−HK$5,111/mo
▼ 0.25% · 3.875%
HK$84,038
−HK$2,576/mo
Today · 4.125%
HK$86,614
baseline
▲ 0.50% · 4.625%
HK$91,884
+HK$5,270/mo
Deposit HK$11.91M · loan HK$17.87M · min. income ≈ HK$173,228/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,265,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,671
−HK$4,899/mo
▼ 0.25% · 3.875%
HK$93,103
−HK$2,467/mo
Today · 4.125%
HK$95,570
baseline
▲ 0.50% · 4.625%
HK$100,607
+HK$5,037/mo
Deposit HK$11.91M · loan HK$17.87M · min. income ≈ HK$191,140/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,265,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,086
−HK$5,963/mo
▼ 0.25% · 3.875%
HK$98,044
−HK$3,005/mo
Today · 4.125%
HK$101,049
baseline
▲ 0.50% · 4.625%
HK$107,198
+HK$6,149/mo
Deposit HK$8.94M · loan HK$20.85M · min. income ≈ HK$202,098/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,783
−HK$5,715/mo
▼ 0.25% · 3.875%
HK$108,620
−HK$2,878/mo
Today · 4.125%
HK$111,498
baseline
▲ 0.50% · 4.625%
HK$117,375
+HK$5,877/mo
Deposit HK$8.94M · loan HK$20.85M · min. income ≈ HK$222,996/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,265,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,254
−HK$7,666/mo
▼ 0.25% · 3.875%
HK$126,057
−HK$3,863/mo
Today · 4.125%
HK$129,920
baseline
▲ 0.50% · 4.625%
HK$137,826
+HK$7,906/mo
Deposit HK$2.98M · loan HK$26.81M · min. income ≈ HK$259,840/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,006
−HK$7,348/mo
▼ 0.25% · 3.875%
HK$139,654
−HK$3,700/mo
Today · 4.125%
HK$143,354
baseline
▲ 0.50% · 4.625%
HK$150,911
+HK$7,557/mo
Deposit HK$2.98M · loan HK$26.81M · min. income ≈ HK$286,708/mo (50% DSR)
Upfront cash ≈ HK$4.24M (deposit + AVD stamp duty HK$1,265,890 · Scale 2, in force from 26 Feb 2026)