LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,928
−HK$4,259/mo
▼ 0.25% · 3.875%
HK$70,041
−HK$2,146/mo
Today · 4.125%
HK$72,187
baseline
▲ 0.50% · 4.625%
HK$76,580
+HK$4,393/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$144,374/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$1,266,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,569
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$77,596
−HK$2,056/mo
Today · 4.125%
HK$79,652
baseline
▲ 0.50% · 4.625%
HK$83,850
+HK$4,198/mo
Deposit HK$14.89M · loan HK$14.89M · min. income ≈ HK$159,304/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$1,266,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,513
−HK$5,112/mo
▼ 0.25% · 3.875%
HK$84,049
−HK$2,576/mo
Today · 4.125%
HK$86,625
baseline
▲ 0.50% · 4.625%
HK$91,896
+HK$5,271/mo
Deposit HK$11.92M · loan HK$17.87M · min. income ≈ HK$173,250/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,266,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,683
−HK$4,899/mo
▼ 0.25% · 3.875%
HK$93,115
−HK$2,467/mo
Today · 4.125%
HK$95,582
baseline
▲ 0.50% · 4.625%
HK$100,620
+HK$5,038/mo
Deposit HK$11.92M · loan HK$17.87M · min. income ≈ HK$191,164/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,266,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,099
−HK$5,963/mo
▼ 0.25% · 3.875%
HK$98,057
−HK$3,005/mo
Today · 4.125%
HK$101,062
baseline
▲ 0.50% · 4.625%
HK$107,212
+HK$6,150/mo
Deposit HK$8.94M · loan HK$20.85M · min. income ≈ HK$202,124/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,266,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,796
−HK$5,716/mo
▼ 0.25% · 3.875%
HK$108,634
−HK$2,878/mo
Today · 4.125%
HK$111,512
baseline
▲ 0.50% · 4.625%
HK$117,390
+HK$5,878/mo
Deposit HK$8.94M · loan HK$20.85M · min. income ≈ HK$223,024/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,266,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,270
−HK$7,667/mo
▼ 0.25% · 3.875%
HK$126,073
−HK$3,864/mo
Today · 4.125%
HK$129,937
baseline
▲ 0.50% · 4.625%
HK$137,844
+HK$7,907/mo
Deposit HK$2.98M · loan HK$26.81M · min. income ≈ HK$259,874/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,024
−HK$7,349/mo
▼ 0.25% · 3.875%
HK$139,672
−HK$3,701/mo
Today · 4.125%
HK$143,373
baseline
▲ 0.50% · 4.625%
HK$150,930
+HK$7,557/mo
Deposit HK$2.98M · loan HK$26.81M · min. income ≈ HK$286,746/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,054 · Scale 2, in force from 26 Feb 2026)