LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,930
−HK$4,260/mo
▼ 0.25% · 3.875%
HK$70,043
−HK$2,147/mo
Today · 4.125%
HK$72,190
baseline
▲ 0.50% · 4.625%
HK$76,582
+HK$4,392/mo
Deposit HK$14.90M · loan HK$14.90M · min. income ≈ HK$144,380/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$1,266,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,571
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$77,598
−HK$2,056/mo
Today · 4.125%
HK$79,654
baseline
▲ 0.50% · 4.625%
HK$83,853
+HK$4,199/mo
Deposit HK$14.90M · loan HK$14.90M · min. income ≈ HK$159,308/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$1,266,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,516
−HK$5,111/mo
▼ 0.25% · 3.875%
HK$84,051
−HK$2,576/mo
Today · 4.125%
HK$86,627
baseline
▲ 0.50% · 4.625%
HK$91,899
+HK$5,272/mo
Deposit HK$11.92M · loan HK$17.87M · min. income ≈ HK$173,254/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,266,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,685
−HK$4,900/mo
▼ 0.25% · 3.875%
HK$93,118
−HK$2,467/mo
Today · 4.125%
HK$95,585
baseline
▲ 0.50% · 4.625%
HK$100,623
+HK$5,038/mo
Deposit HK$11.92M · loan HK$17.87M · min. income ≈ HK$191,170/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,266,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,102
−HK$5,963/mo
▼ 0.25% · 3.875%
HK$98,060
−HK$3,005/mo
Today · 4.125%
HK$101,065
baseline
▲ 0.50% · 4.625%
HK$107,215
+HK$6,150/mo
Deposit HK$8.94M · loan HK$20.85M · min. income ≈ HK$202,130/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,266,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,800
−HK$5,716/mo
▼ 0.25% · 3.875%
HK$108,637
−HK$2,879/mo
Today · 4.125%
HK$111,516
baseline
▲ 0.50% · 4.625%
HK$117,394
+HK$5,878/mo
Deposit HK$8.94M · loan HK$20.85M · min. income ≈ HK$223,032/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,266,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,274
−HK$7,667/mo
▼ 0.25% · 3.875%
HK$126,077
−HK$3,864/mo
Today · 4.125%
HK$129,941
baseline
▲ 0.50% · 4.625%
HK$137,848
+HK$7,907/mo
Deposit HK$2.98M · loan HK$26.81M · min. income ≈ HK$259,882/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,028
−HK$7,349/mo
▼ 0.25% · 3.875%
HK$139,676
−HK$3,701/mo
Today · 4.125%
HK$143,377
baseline
▲ 0.50% · 4.625%
HK$150,935
+HK$7,558/mo
Deposit HK$2.98M · loan HK$26.81M · min. income ≈ HK$286,754/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,092 · Scale 2, in force from 26 Feb 2026)