LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,933
−HK$4,260/mo
▼ 0.25% · 3.875%
HK$70,046
−HK$2,147/mo
Today · 4.125%
HK$72,193
baseline
▲ 0.50% · 4.625%
HK$76,586
+HK$4,393/mo
Deposit HK$14.90M · loan HK$14.90M · min. income ≈ HK$144,386/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$1,266,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,575
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$77,602
−HK$2,056/mo
Today · 4.125%
HK$79,658
baseline
▲ 0.50% · 4.625%
HK$83,857
+HK$4,199/mo
Deposit HK$14.90M · loan HK$14.90M · min. income ≈ HK$159,316/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$1,266,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,520
−HK$5,112/mo
▼ 0.25% · 3.875%
HK$84,055
−HK$2,577/mo
Today · 4.125%
HK$86,632
baseline
▲ 0.50% · 4.625%
HK$91,903
+HK$5,271/mo
Deposit HK$11.92M · loan HK$17.88M · min. income ≈ HK$173,264/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,266,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,690
−HK$4,900/mo
▼ 0.25% · 3.875%
HK$93,122
−HK$2,468/mo
Today · 4.125%
HK$95,590
baseline
▲ 0.50% · 4.625%
HK$100,628
+HK$5,038/mo
Deposit HK$11.92M · loan HK$17.88M · min. income ≈ HK$191,180/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,266,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,106
−HK$5,964/mo
▼ 0.25% · 3.875%
HK$98,065
−HK$3,005/mo
Today · 4.125%
HK$101,070
baseline
▲ 0.50% · 4.625%
HK$107,220
+HK$6,150/mo
Deposit HK$8.94M · loan HK$20.85M · min. income ≈ HK$202,140/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,266,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,805
−HK$5,716/mo
▼ 0.25% · 3.875%
HK$108,642
−HK$2,879/mo
Today · 4.125%
HK$111,521
baseline
▲ 0.50% · 4.625%
HK$117,400
+HK$5,879/mo
Deposit HK$8.94M · loan HK$20.85M · min. income ≈ HK$223,042/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,266,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,280
−HK$7,668/mo
▼ 0.25% · 3.875%
HK$126,083
−HK$3,865/mo
Today · 4.125%
HK$129,948
baseline
▲ 0.50% · 4.625%
HK$137,855
+HK$7,907/mo
Deposit HK$2.98M · loan HK$26.81M · min. income ≈ HK$259,896/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,155 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,035
−HK$7,349/mo
▼ 0.25% · 3.875%
HK$139,683
−HK$3,701/mo
Today · 4.125%
HK$143,384
baseline
▲ 0.50% · 4.625%
HK$150,942
+HK$7,558/mo
Deposit HK$2.98M · loan HK$26.81M · min. income ≈ HK$286,768/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,155 · Scale 2, in force from 26 Feb 2026)