LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,939
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$70,053
−HK$2,147/mo
Today · 4.125%
HK$72,200
baseline
▲ 0.50% · 4.625%
HK$76,593
+HK$4,393/mo
Deposit HK$14.90M · loan HK$14.90M · min. income ≈ HK$144,400/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$1,266,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,582
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$77,609
−HK$2,056/mo
Today · 4.125%
HK$79,665
baseline
▲ 0.50% · 4.625%
HK$83,865
+HK$4,200/mo
Deposit HK$14.90M · loan HK$14.90M · min. income ≈ HK$159,330/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$1,266,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,527
−HK$5,113/mo
▼ 0.25% · 3.875%
HK$84,063
−HK$2,577/mo
Today · 4.125%
HK$86,640
baseline
▲ 0.50% · 4.625%
HK$91,912
+HK$5,272/mo
Deposit HK$11.92M · loan HK$17.88M · min. income ≈ HK$173,280/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,266,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,698
−HK$4,900/mo
▼ 0.25% · 3.875%
HK$93,131
−HK$2,467/mo
Today · 4.125%
HK$95,598
baseline
▲ 0.50% · 4.625%
HK$100,638
+HK$5,040/mo
Deposit HK$11.92M · loan HK$17.88M · min. income ≈ HK$191,196/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,266,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,115
−HK$5,965/mo
▼ 0.25% · 3.875%
HK$98,074
−HK$3,006/mo
Today · 4.125%
HK$101,080
baseline
▲ 0.50% · 4.625%
HK$107,230
+HK$6,150/mo
Deposit HK$8.94M · loan HK$20.86M · min. income ≈ HK$202,160/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,266,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,815
−HK$5,717/mo
▼ 0.25% · 3.875%
HK$108,653
−HK$2,879/mo
Today · 4.125%
HK$111,532
baseline
▲ 0.50% · 4.625%
HK$117,411
+HK$5,879/mo
Deposit HK$8.94M · loan HK$20.86M · min. income ≈ HK$223,064/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,266,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,291
−HK$7,669/mo
▼ 0.25% · 3.875%
HK$126,095
−HK$3,865/mo
Today · 4.125%
HK$129,960
baseline
▲ 0.50% · 4.625%
HK$137,867
+HK$7,907/mo
Deposit HK$2.98M · loan HK$26.82M · min. income ≈ HK$259,920/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,047
−HK$7,351/mo
▼ 0.25% · 3.875%
HK$139,696
−HK$3,702/mo
Today · 4.125%
HK$143,398
baseline
▲ 0.50% · 4.625%
HK$150,956
+HK$7,558/mo
Deposit HK$2.98M · loan HK$26.82M · min. income ≈ HK$286,796/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,273 · Scale 2, in force from 26 Feb 2026)