LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,941
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$70,055
−HK$2,147/mo
Today · 4.125%
HK$72,202
baseline
▲ 0.50% · 4.625%
HK$76,595
+HK$4,393/mo
Deposit HK$14.90M · loan HK$14.90M · min. income ≈ HK$144,404/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$1,266,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,584
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$77,611
−HK$2,057/mo
Today · 4.125%
HK$79,668
baseline
▲ 0.50% · 4.625%
HK$83,867
+HK$4,199/mo
Deposit HK$14.90M · loan HK$14.90M · min. income ≈ HK$159,336/mo (50% DSR)
Upfront cash ≈ HK$16.16M (deposit + AVD stamp duty HK$1,266,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,530
−HK$5,112/mo
▼ 0.25% · 3.875%
HK$84,066
−HK$2,576/mo
Today · 4.125%
HK$86,642
baseline
▲ 0.50% · 4.625%
HK$91,914
+HK$5,272/mo
Deposit HK$11.92M · loan HK$17.88M · min. income ≈ HK$173,284/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,266,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,701
−HK$4,900/mo
▼ 0.25% · 3.875%
HK$93,134
−HK$2,467/mo
Today · 4.125%
HK$95,601
baseline
▲ 0.50% · 4.625%
HK$100,641
+HK$5,040/mo
Deposit HK$11.92M · loan HK$17.88M · min. income ≈ HK$191,202/mo (50% DSR)
Upfront cash ≈ HK$13.18M (deposit + AVD stamp duty HK$1,266,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,118
−HK$5,965/mo
▼ 0.25% · 3.875%
HK$98,077
−HK$3,006/mo
Today · 4.125%
HK$101,083
baseline
▲ 0.50% · 4.625%
HK$107,233
+HK$6,150/mo
Deposit HK$8.94M · loan HK$20.86M · min. income ≈ HK$202,166/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,266,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,818
−HK$5,717/mo
▼ 0.25% · 3.875%
HK$108,656
−HK$2,879/mo
Today · 4.125%
HK$111,535
baseline
▲ 0.50% · 4.625%
HK$117,414
+HK$5,879/mo
Deposit HK$8.94M · loan HK$20.86M · min. income ≈ HK$223,070/mo (50% DSR)
Upfront cash ≈ HK$10.20M (deposit + AVD stamp duty HK$1,266,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,295
−HK$7,669/mo
▼ 0.25% · 3.875%
HK$126,099
−HK$3,865/mo
Today · 4.125%
HK$129,964
baseline
▲ 0.50% · 4.625%
HK$137,871
+HK$7,907/mo
Deposit HK$2.98M · loan HK$26.82M · min. income ≈ HK$259,928/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,051
−HK$7,351/mo
▼ 0.25% · 3.875%
HK$139,700
−HK$3,702/mo
Today · 4.125%
HK$143,402
baseline
▲ 0.50% · 4.625%
HK$150,961
+HK$7,559/mo
Deposit HK$2.98M · loan HK$26.82M · min. income ≈ HK$286,804/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,310 · Scale 2, in force from 26 Feb 2026)