LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,946
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$70,059
−HK$2,148/mo
Today · 4.125%
HK$72,207
baseline
▲ 0.50% · 4.625%
HK$76,600
+HK$4,393/mo
Deposit HK$14.90M · loan HK$14.90M · min. income ≈ HK$144,414/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,266,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,589
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$77,616
−HK$2,057/mo
Today · 4.125%
HK$79,673
baseline
▲ 0.50% · 4.625%
HK$83,873
+HK$4,200/mo
Deposit HK$14.90M · loan HK$14.90M · min. income ≈ HK$159,346/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,266,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,535
−HK$5,113/mo
▼ 0.25% · 3.875%
HK$84,071
−HK$2,577/mo
Today · 4.125%
HK$86,648
baseline
▲ 0.50% · 4.625%
HK$91,920
+HK$5,272/mo
Deposit HK$11.92M · loan HK$17.88M · min. income ≈ HK$173,296/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,266,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,707
−HK$4,901/mo
▼ 0.25% · 3.875%
HK$93,140
−HK$2,468/mo
Today · 4.125%
HK$95,608
baseline
▲ 0.50% · 4.625%
HK$100,647
+HK$5,039/mo
Deposit HK$11.92M · loan HK$17.88M · min. income ≈ HK$191,216/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,266,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,124
−HK$5,965/mo
▼ 0.25% · 3.875%
HK$98,083
−HK$3,006/mo
Today · 4.125%
HK$101,089
baseline
▲ 0.50% · 4.625%
HK$107,240
+HK$6,151/mo
Deposit HK$8.94M · loan HK$20.86M · min. income ≈ HK$202,178/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,266,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,825
−HK$5,717/mo
▼ 0.25% · 3.875%
HK$108,663
−HK$2,879/mo
Today · 4.125%
HK$111,542
baseline
▲ 0.50% · 4.625%
HK$117,422
+HK$5,880/mo
Deposit HK$8.94M · loan HK$20.86M · min. income ≈ HK$223,084/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,266,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,303
−HK$7,669/mo
▼ 0.25% · 3.875%
HK$126,107
−HK$3,865/mo
Today · 4.125%
HK$129,972
baseline
▲ 0.50% · 4.625%
HK$137,880
+HK$7,908/mo
Deposit HK$2.98M · loan HK$26.82M · min. income ≈ HK$259,944/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,393 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,060
−HK$7,351/mo
▼ 0.25% · 3.875%
HK$139,709
−HK$3,702/mo
Today · 4.125%
HK$143,411
baseline
▲ 0.50% · 4.625%
HK$150,971
+HK$7,560/mo
Deposit HK$2.98M · loan HK$26.82M · min. income ≈ HK$286,822/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,393 · Scale 2, in force from 26 Feb 2026)