LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,948
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$70,062
−HK$2,147/mo
Today · 4.125%
HK$72,209
baseline
▲ 0.50% · 4.625%
HK$76,603
+HK$4,394/mo
Deposit HK$14.90M · loan HK$14.90M · min. income ≈ HK$144,418/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,266,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,592
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$77,619
−HK$2,057/mo
Today · 4.125%
HK$79,676
baseline
▲ 0.50% · 4.625%
HK$83,875
+HK$4,199/mo
Deposit HK$14.90M · loan HK$14.90M · min. income ≈ HK$159,352/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,266,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,538
−HK$5,113/mo
▼ 0.25% · 3.875%
HK$84,074
−HK$2,577/mo
Today · 4.125%
HK$86,651
baseline
▲ 0.50% · 4.625%
HK$91,923
+HK$5,272/mo
Deposit HK$11.92M · loan HK$17.88M · min. income ≈ HK$173,302/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,266,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,710
−HK$4,901/mo
▼ 0.25% · 3.875%
HK$93,143
−HK$2,468/mo
Today · 4.125%
HK$95,611
baseline
▲ 0.50% · 4.625%
HK$100,650
+HK$5,039/mo
Deposit HK$11.92M · loan HK$17.88M · min. income ≈ HK$191,222/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,266,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,127
−HK$5,966/mo
▼ 0.25% · 3.875%
HK$98,086
−HK$3,007/mo
Today · 4.125%
HK$101,093
baseline
▲ 0.50% · 4.625%
HK$107,244
+HK$6,151/mo
Deposit HK$8.94M · loan HK$20.86M · min. income ≈ HK$202,186/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,266,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,828
−HK$5,718/mo
▼ 0.25% · 3.875%
HK$108,666
−HK$2,880/mo
Today · 4.125%
HK$111,546
baseline
▲ 0.50% · 4.625%
HK$117,426
+HK$5,880/mo
Deposit HK$8.94M · loan HK$20.86M · min. income ≈ HK$223,092/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,266,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,307
−HK$7,669/mo
▼ 0.25% · 3.875%
HK$126,111
−HK$3,865/mo
Today · 4.125%
HK$129,976
baseline
▲ 0.50% · 4.625%
HK$137,885
+HK$7,909/mo
Deposit HK$2.98M · loan HK$26.82M · min. income ≈ HK$259,952/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,065
−HK$7,351/mo
▼ 0.25% · 3.875%
HK$139,714
−HK$3,702/mo
Today · 4.125%
HK$143,416
baseline
▲ 0.50% · 4.625%
HK$150,976
+HK$7,560/mo
Deposit HK$2.98M · loan HK$26.82M · min. income ≈ HK$286,832/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,435 · Scale 2, in force from 26 Feb 2026)