LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,950
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$70,064
−HK$2,147/mo
Today · 4.125%
HK$72,211
baseline
▲ 0.50% · 4.625%
HK$76,605
+HK$4,394/mo
Deposit HK$14.90M · loan HK$14.90M · min. income ≈ HK$144,422/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,266,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,594
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$77,621
−HK$2,057/mo
Today · 4.125%
HK$79,678
baseline
▲ 0.50% · 4.625%
HK$83,878
+HK$4,200/mo
Deposit HK$14.90M · loan HK$14.90M · min. income ≈ HK$159,356/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,266,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,540
−HK$5,113/mo
▼ 0.25% · 3.875%
HK$84,076
−HK$2,577/mo
Today · 4.125%
HK$86,653
baseline
▲ 0.50% · 4.625%
HK$91,926
+HK$5,273/mo
Deposit HK$11.92M · loan HK$17.88M · min. income ≈ HK$173,306/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,266,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,712
−HK$4,901/mo
▼ 0.25% · 3.875%
HK$93,145
−HK$2,468/mo
Today · 4.125%
HK$95,613
baseline
▲ 0.50% · 4.625%
HK$100,653
+HK$5,040/mo
Deposit HK$11.92M · loan HK$17.88M · min. income ≈ HK$191,226/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,266,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,130
−HK$5,965/mo
▼ 0.25% · 3.875%
HK$98,089
−HK$3,006/mo
Today · 4.125%
HK$101,095
baseline
▲ 0.50% · 4.625%
HK$107,247
+HK$6,152/mo
Deposit HK$8.94M · loan HK$20.86M · min. income ≈ HK$202,190/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,266,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,831
−HK$5,718/mo
▼ 0.25% · 3.875%
HK$108,670
−HK$2,879/mo
Today · 4.125%
HK$111,549
baseline
▲ 0.50% · 4.625%
HK$117,429
+HK$5,880/mo
Deposit HK$8.94M · loan HK$20.86M · min. income ≈ HK$223,098/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,266,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,310
−HK$7,670/mo
▼ 0.25% · 3.875%
HK$126,115
−HK$3,865/mo
Today · 4.125%
HK$129,980
baseline
▲ 0.50% · 4.625%
HK$137,889
+HK$7,909/mo
Deposit HK$2.98M · loan HK$26.82M · min. income ≈ HK$259,960/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,069
−HK$7,351/mo
▼ 0.25% · 3.875%
HK$139,718
−HK$3,702/mo
Today · 4.125%
HK$143,420
baseline
▲ 0.50% · 4.625%
HK$150,980
+HK$7,560/mo
Deposit HK$2.98M · loan HK$26.82M · min. income ≈ HK$286,840/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,470 · Scale 2, in force from 26 Feb 2026)