LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,951
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$70,065
−HK$2,147/mo
Today · 4.125%
HK$72,212
baseline
▲ 0.50% · 4.625%
HK$76,606
+HK$4,394/mo
Deposit HK$14.90M · loan HK$14.90M · min. income ≈ HK$144,424/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,266,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,595
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$77,622
−HK$2,057/mo
Today · 4.125%
HK$79,679
baseline
▲ 0.50% · 4.625%
HK$83,879
+HK$4,200/mo
Deposit HK$14.90M · loan HK$14.90M · min. income ≈ HK$159,358/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,266,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,541
−HK$5,114/mo
▼ 0.25% · 3.875%
HK$84,078
−HK$2,577/mo
Today · 4.125%
HK$86,655
baseline
▲ 0.50% · 4.625%
HK$91,928
+HK$5,273/mo
Deposit HK$11.92M · loan HK$17.88M · min. income ≈ HK$173,310/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,266,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,714
−HK$4,901/mo
▼ 0.25% · 3.875%
HK$93,147
−HK$2,468/mo
Today · 4.125%
HK$95,615
baseline
▲ 0.50% · 4.625%
HK$100,655
+HK$5,040/mo
Deposit HK$11.92M · loan HK$17.88M · min. income ≈ HK$191,230/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,266,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,132
−HK$5,965/mo
▼ 0.25% · 3.875%
HK$98,091
−HK$3,006/mo
Today · 4.125%
HK$101,097
baseline
▲ 0.50% · 4.625%
HK$107,249
+HK$6,152/mo
Deposit HK$8.94M · loan HK$20.86M · min. income ≈ HK$202,194/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,266,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,833
−HK$5,718/mo
▼ 0.25% · 3.875%
HK$108,671
−HK$2,880/mo
Today · 4.125%
HK$111,551
baseline
▲ 0.50% · 4.625%
HK$117,431
+HK$5,880/mo
Deposit HK$8.94M · loan HK$20.86M · min. income ≈ HK$223,102/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,266,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,312
−HK$7,670/mo
▼ 0.25% · 3.875%
HK$126,117
−HK$3,865/mo
Today · 4.125%
HK$129,982
baseline
▲ 0.50% · 4.625%
HK$137,891
+HK$7,909/mo
Deposit HK$2.98M · loan HK$26.82M · min. income ≈ HK$259,964/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,071
−HK$7,352/mo
▼ 0.25% · 3.875%
HK$139,720
−HK$3,703/mo
Today · 4.125%
HK$143,423
baseline
▲ 0.50% · 4.625%
HK$150,983
+HK$7,560/mo
Deposit HK$2.98M · loan HK$26.82M · min. income ≈ HK$286,846/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,493 · Scale 2, in force from 26 Feb 2026)