LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,956
−HK$4,261/mo
▼ 0.25% · 3.875%
HK$70,070
−HK$2,147/mo
Today · 4.125%
HK$72,217
baseline
▲ 0.50% · 4.625%
HK$76,611
+HK$4,394/mo
Deposit HK$14.90M · loan HK$14.90M · min. income ≈ HK$144,434/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,266,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,600
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$77,628
−HK$2,057/mo
Today · 4.125%
HK$79,685
baseline
▲ 0.50% · 4.625%
HK$83,885
+HK$4,200/mo
Deposit HK$14.90M · loan HK$14.90M · min. income ≈ HK$159,370/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,266,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,547
−HK$5,114/mo
▼ 0.25% · 3.875%
HK$84,083
−HK$2,578/mo
Today · 4.125%
HK$86,661
baseline
▲ 0.50% · 4.625%
HK$91,934
+HK$5,273/mo
Deposit HK$11.92M · loan HK$17.88M · min. income ≈ HK$173,322/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,266,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,720
−HK$4,901/mo
▼ 0.25% · 3.875%
HK$93,153
−HK$2,468/mo
Today · 4.125%
HK$95,621
baseline
▲ 0.50% · 4.625%
HK$100,662
+HK$5,041/mo
Deposit HK$11.92M · loan HK$17.88M · min. income ≈ HK$191,242/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,266,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,138
−HK$5,966/mo
▼ 0.25% · 3.875%
HK$98,097
−HK$3,007/mo
Today · 4.125%
HK$101,104
baseline
▲ 0.50% · 4.625%
HK$107,256
+HK$6,152/mo
Deposit HK$8.94M · loan HK$20.86M · min. income ≈ HK$202,208/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,266,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,840
−HK$5,718/mo
▼ 0.25% · 3.875%
HK$108,679
−HK$2,879/mo
Today · 4.125%
HK$111,558
baseline
▲ 0.50% · 4.625%
HK$117,439
+HK$5,881/mo
Deposit HK$8.94M · loan HK$20.86M · min. income ≈ HK$223,116/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,266,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,320
−HK$7,671/mo
▼ 0.25% · 3.875%
HK$126,125
−HK$3,866/mo
Today · 4.125%
HK$129,991
baseline
▲ 0.50% · 4.625%
HK$137,901
+HK$7,910/mo
Deposit HK$2.98M · loan HK$26.82M · min. income ≈ HK$259,982/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,577 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,080
−HK$7,352/mo
▼ 0.25% · 3.875%
HK$139,730
−HK$3,702/mo
Today · 4.125%
HK$143,432
baseline
▲ 0.50% · 4.625%
HK$150,993
+HK$7,561/mo
Deposit HK$2.98M · loan HK$26.82M · min. income ≈ HK$286,864/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,577 · Scale 2, in force from 26 Feb 2026)