LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,957
−HK$4,262/mo
▼ 0.25% · 3.875%
HK$70,071
−HK$2,148/mo
Today · 4.125%
HK$72,219
baseline
▲ 0.50% · 4.625%
HK$76,613
+HK$4,394/mo
Deposit HK$14.90M · loan HK$14.90M · min. income ≈ HK$144,438/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,266,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,602
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$77,629
−HK$2,057/mo
Today · 4.125%
HK$79,686
baseline
▲ 0.50% · 4.625%
HK$83,887
+HK$4,201/mo
Deposit HK$14.90M · loan HK$14.90M · min. income ≈ HK$159,372/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,266,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,549
−HK$5,114/mo
▼ 0.25% · 3.875%
HK$84,085
−HK$2,578/mo
Today · 4.125%
HK$86,663
baseline
▲ 0.50% · 4.625%
HK$91,936
+HK$5,273/mo
Deposit HK$11.92M · loan HK$17.88M · min. income ≈ HK$173,326/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,266,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,722
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$93,155
−HK$2,469/mo
Today · 4.125%
HK$95,624
baseline
▲ 0.50% · 4.625%
HK$100,664
+HK$5,040/mo
Deposit HK$11.92M · loan HK$17.88M · min. income ≈ HK$191,248/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,266,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,140
−HK$5,966/mo
▼ 0.25% · 3.875%
HK$98,100
−HK$3,006/mo
Today · 4.125%
HK$101,106
baseline
▲ 0.50% · 4.625%
HK$107,258
+HK$6,152/mo
Deposit HK$8.94M · loan HK$20.86M · min. income ≈ HK$202,212/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,266,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,842
−HK$5,719/mo
▼ 0.25% · 3.875%
HK$108,681
−HK$2,880/mo
Today · 4.125%
HK$111,561
baseline
▲ 0.50% · 4.625%
HK$117,441
+HK$5,880/mo
Deposit HK$8.94M · loan HK$20.86M · min. income ≈ HK$223,122/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,266,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,323
−HK$7,671/mo
▼ 0.25% · 3.875%
HK$126,128
−HK$3,866/mo
Today · 4.125%
HK$129,994
baseline
▲ 0.50% · 4.625%
HK$137,904
+HK$7,910/mo
Deposit HK$2.98M · loan HK$26.82M · min. income ≈ HK$259,988/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,605 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,083
−HK$7,352/mo
▼ 0.25% · 3.875%
HK$139,733
−HK$3,702/mo
Today · 4.125%
HK$143,435
baseline
▲ 0.50% · 4.625%
HK$150,996
+HK$7,561/mo
Deposit HK$2.98M · loan HK$26.82M · min. income ≈ HK$286,870/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,605 · Scale 2, in force from 26 Feb 2026)