LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,958
−HK$4,262/mo
▼ 0.25% · 3.875%
HK$70,072
−HK$2,148/mo
Today · 4.125%
HK$72,220
baseline
▲ 0.50% · 4.625%
HK$76,614
+HK$4,394/mo
Deposit HK$14.90M · loan HK$14.90M · min. income ≈ HK$144,440/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,266,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,603
−HK$4,084/mo
▼ 0.25% · 3.875%
HK$77,630
−HK$2,057/mo
Today · 4.125%
HK$79,687
baseline
▲ 0.50% · 4.625%
HK$83,888
+HK$4,201/mo
Deposit HK$14.90M · loan HK$14.90M · min. income ≈ HK$159,374/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,266,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,550
−HK$5,114/mo
▼ 0.25% · 3.875%
HK$84,086
−HK$2,578/mo
Today · 4.125%
HK$86,664
baseline
▲ 0.50% · 4.625%
HK$91,937
+HK$5,273/mo
Deposit HK$11.92M · loan HK$17.88M · min. income ≈ HK$173,328/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,266,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,723
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$93,156
−HK$2,469/mo
Today · 4.125%
HK$95,625
baseline
▲ 0.50% · 4.625%
HK$100,665
+HK$5,040/mo
Deposit HK$11.92M · loan HK$17.88M · min. income ≈ HK$191,250/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,266,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,141
−HK$5,966/mo
▼ 0.25% · 3.875%
HK$98,101
−HK$3,006/mo
Today · 4.125%
HK$101,107
baseline
▲ 0.50% · 4.625%
HK$107,260
+HK$6,153/mo
Deposit HK$8.94M · loan HK$20.86M · min. income ≈ HK$202,214/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,266,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,844
−HK$5,718/mo
▼ 0.25% · 3.875%
HK$108,682
−HK$2,880/mo
Today · 4.125%
HK$111,562
baseline
▲ 0.50% · 4.625%
HK$117,443
+HK$5,881/mo
Deposit HK$8.94M · loan HK$20.86M · min. income ≈ HK$223,124/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,266,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,324
−HK$7,671/mo
▼ 0.25% · 3.875%
HK$126,129
−HK$3,866/mo
Today · 4.125%
HK$129,995
baseline
▲ 0.50% · 4.625%
HK$137,905
+HK$7,910/mo
Deposit HK$2.98M · loan HK$26.82M · min. income ≈ HK$259,990/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,085
−HK$7,352/mo
▼ 0.25% · 3.875%
HK$139,734
−HK$3,703/mo
Today · 4.125%
HK$143,437
baseline
▲ 0.50% · 4.625%
HK$150,998
+HK$7,561/mo
Deposit HK$2.98M · loan HK$26.82M · min. income ≈ HK$286,874/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,620 · Scale 2, in force from 26 Feb 2026)