LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,965
−HK$4,262/mo
▼ 0.25% · 3.875%
HK$70,079
−HK$2,148/mo
Today · 4.125%
HK$72,227
baseline
▲ 0.50% · 4.625%
HK$76,622
+HK$4,395/mo
Deposit HK$14.90M · loan HK$14.90M · min. income ≈ HK$144,454/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,266,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,610
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$77,638
−HK$2,057/mo
Today · 4.125%
HK$79,695
baseline
▲ 0.50% · 4.625%
HK$83,896
+HK$4,201/mo
Deposit HK$14.90M · loan HK$14.90M · min. income ≈ HK$159,390/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,266,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,558
−HK$5,114/mo
▼ 0.25% · 3.875%
HK$84,095
−HK$2,577/mo
Today · 4.125%
HK$86,672
baseline
▲ 0.50% · 4.625%
HK$91,946
+HK$5,274/mo
Deposit HK$11.92M · loan HK$17.88M · min. income ≈ HK$173,344/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,266,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,732
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$93,166
−HK$2,468/mo
Today · 4.125%
HK$95,634
baseline
▲ 0.50% · 4.625%
HK$100,675
+HK$5,041/mo
Deposit HK$11.92M · loan HK$17.88M · min. income ≈ HK$191,268/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,266,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,151
−HK$5,966/mo
▼ 0.25% · 3.875%
HK$98,110
−HK$3,007/mo
Today · 4.125%
HK$101,117
baseline
▲ 0.50% · 4.625%
HK$107,270
+HK$6,153/mo
Deposit HK$8.94M · loan HK$20.86M · min. income ≈ HK$202,234/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,266,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,854
−HK$5,719/mo
▼ 0.25% · 3.875%
HK$108,693
−HK$2,880/mo
Today · 4.125%
HK$111,573
baseline
▲ 0.50% · 4.625%
HK$117,454
+HK$5,881/mo
Deposit HK$8.94M · loan HK$20.86M · min. income ≈ HK$223,146/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,266,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,337
−HK$7,671/mo
▼ 0.25% · 3.875%
HK$126,142
−HK$3,866/mo
Today · 4.125%
HK$130,008
baseline
▲ 0.50% · 4.625%
HK$137,919
+HK$7,911/mo
Deposit HK$2.98M · loan HK$26.83M · min. income ≈ HK$260,016/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,098
−HK$7,353/mo
▼ 0.25% · 3.875%
HK$139,748
−HK$3,703/mo
Today · 4.125%
HK$143,451
baseline
▲ 0.50% · 4.625%
HK$151,013
+HK$7,562/mo
Deposit HK$2.98M · loan HK$26.83M · min. income ≈ HK$286,902/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,746 · Scale 2, in force from 26 Feb 2026)