LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,970
−HK$4,262/mo
▼ 0.25% · 3.875%
HK$70,084
−HK$2,148/mo
Today · 4.125%
HK$72,232
baseline
▲ 0.50% · 4.625%
HK$76,627
+HK$4,395/mo
Deposit HK$14.90M · loan HK$14.90M · min. income ≈ HK$144,464/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,266,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,616
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$77,644
−HK$2,057/mo
Today · 4.125%
HK$79,701
baseline
▲ 0.50% · 4.625%
HK$83,902
+HK$4,201/mo
Deposit HK$14.90M · loan HK$14.90M · min. income ≈ HK$159,402/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,266,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,564
−HK$5,115/mo
▼ 0.25% · 3.875%
HK$84,101
−HK$2,578/mo
Today · 4.125%
HK$86,679
baseline
▲ 0.50% · 4.625%
HK$91,953
+HK$5,274/mo
Deposit HK$11.92M · loan HK$17.88M · min. income ≈ HK$173,358/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,266,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,739
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$93,173
−HK$2,468/mo
Today · 4.125%
HK$95,641
baseline
▲ 0.50% · 4.625%
HK$100,683
+HK$5,042/mo
Deposit HK$11.92M · loan HK$17.88M · min. income ≈ HK$191,282/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,266,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,158
−HK$5,967/mo
▼ 0.25% · 3.875%
HK$98,118
−HK$3,007/mo
Today · 4.125%
HK$101,125
baseline
▲ 0.50% · 4.625%
HK$107,278
+HK$6,153/mo
Deposit HK$8.94M · loan HK$20.87M · min. income ≈ HK$202,250/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,266,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,862
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$108,701
−HK$2,881/mo
Today · 4.125%
HK$111,582
baseline
▲ 0.50% · 4.625%
HK$117,463
+HK$5,881/mo
Deposit HK$8.94M · loan HK$20.87M · min. income ≈ HK$223,164/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,266,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,346
−HK$7,672/mo
▼ 0.25% · 3.875%
HK$126,152
−HK$3,866/mo
Today · 4.125%
HK$130,018
baseline
▲ 0.50% · 4.625%
HK$137,929
+HK$7,911/mo
Deposit HK$2.98M · loan HK$26.83M · min. income ≈ HK$260,036/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,109
−HK$7,353/mo
▼ 0.25% · 3.875%
HK$139,759
−HK$3,703/mo
Today · 4.125%
HK$143,462
baseline
▲ 0.50% · 4.625%
HK$151,024
+HK$7,562/mo
Deposit HK$2.98M · loan HK$26.83M · min. income ≈ HK$286,924/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,841 · Scale 2, in force from 26 Feb 2026)