LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,971
−HK$4,262/mo
▼ 0.25% · 3.875%
HK$70,085
−HK$2,148/mo
Today · 4.125%
HK$72,233
baseline
▲ 0.50% · 4.625%
HK$76,628
+HK$4,395/mo
Deposit HK$14.90M · loan HK$14.90M · min. income ≈ HK$144,466/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,266,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,617
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$77,645
−HK$2,057/mo
Today · 4.125%
HK$79,702
baseline
▲ 0.50% · 4.625%
HK$83,903
+HK$4,201/mo
Deposit HK$14.90M · loan HK$14.90M · min. income ≈ HK$159,404/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,266,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,565
−HK$5,114/mo
▼ 0.25% · 3.875%
HK$84,102
−HK$2,577/mo
Today · 4.125%
HK$86,679
baseline
▲ 0.50% · 4.625%
HK$91,954
+HK$5,275/mo
Deposit HK$11.92M · loan HK$17.88M · min. income ≈ HK$173,358/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,266,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,740
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$93,173
−HK$2,469/mo
Today · 4.125%
HK$95,642
baseline
▲ 0.50% · 4.625%
HK$100,684
+HK$5,042/mo
Deposit HK$11.92M · loan HK$17.88M · min. income ≈ HK$191,284/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,266,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,159
−HK$5,967/mo
▼ 0.25% · 3.875%
HK$98,119
−HK$3,007/mo
Today · 4.125%
HK$101,126
baseline
▲ 0.50% · 4.625%
HK$107,279
+HK$6,153/mo
Deposit HK$8.94M · loan HK$20.87M · min. income ≈ HK$202,252/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,266,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,863
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$108,702
−HK$2,881/mo
Today · 4.125%
HK$111,583
baseline
▲ 0.50% · 4.625%
HK$117,464
+HK$5,881/mo
Deposit HK$8.94M · loan HK$20.87M · min. income ≈ HK$223,166/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,266,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,347
−HK$7,672/mo
▼ 0.25% · 3.875%
HK$126,153
−HK$3,866/mo
Today · 4.125%
HK$130,019
baseline
▲ 0.50% · 4.625%
HK$137,931
+HK$7,912/mo
Deposit HK$2.98M · loan HK$26.83M · min. income ≈ HK$260,038/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,110
−HK$7,353/mo
▼ 0.25% · 3.875%
HK$139,760
−HK$3,703/mo
Today · 4.125%
HK$143,463
baseline
▲ 0.50% · 4.625%
HK$151,026
+HK$7,563/mo
Deposit HK$2.98M · loan HK$26.83M · min. income ≈ HK$286,926/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,853 · Scale 2, in force from 26 Feb 2026)