LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,973
−HK$4,262/mo
▼ 0.25% · 3.875%
HK$70,087
−HK$2,148/mo
Today · 4.125%
HK$72,235
baseline
▲ 0.50% · 4.625%
HK$76,631
+HK$4,396/mo
Deposit HK$14.90M · loan HK$14.90M · min. income ≈ HK$144,470/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,266,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,619
−HK$4,085/mo
▼ 0.25% · 3.875%
HK$77,647
−HK$2,057/mo
Today · 4.125%
HK$79,704
baseline
▲ 0.50% · 4.625%
HK$83,906
+HK$4,202/mo
Deposit HK$14.90M · loan HK$14.90M · min. income ≈ HK$159,408/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,266,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,567
−HK$5,115/mo
▼ 0.25% · 3.875%
HK$84,104
−HK$2,578/mo
Today · 4.125%
HK$86,682
baseline
▲ 0.50% · 4.625%
HK$91,957
+HK$5,275/mo
Deposit HK$11.92M · loan HK$17.89M · min. income ≈ HK$173,364/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,266,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,743
−HK$4,902/mo
▼ 0.25% · 3.875%
HK$93,176
−HK$2,469/mo
Today · 4.125%
HK$95,645
baseline
▲ 0.50% · 4.625%
HK$100,687
+HK$5,042/mo
Deposit HK$11.92M · loan HK$17.89M · min. income ≈ HK$191,290/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,266,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,162
−HK$5,967/mo
▼ 0.25% · 3.875%
HK$98,122
−HK$3,007/mo
Today · 4.125%
HK$101,129
baseline
▲ 0.50% · 4.625%
HK$107,283
+HK$6,154/mo
Deposit HK$8.94M · loan HK$20.87M · min. income ≈ HK$202,258/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,266,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,867
−HK$5,719/mo
▼ 0.25% · 3.875%
HK$108,706
−HK$2,880/mo
Today · 4.125%
HK$111,586
baseline
▲ 0.50% · 4.625%
HK$117,468
+HK$5,882/mo
Deposit HK$8.94M · loan HK$20.87M · min. income ≈ HK$223,172/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,266,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,351
−HK$7,672/mo
▼ 0.25% · 3.875%
HK$126,157
−HK$3,866/mo
Today · 4.125%
HK$130,023
baseline
▲ 0.50% · 4.625%
HK$137,935
+HK$7,912/mo
Deposit HK$2.98M · loan HK$26.83M · min. income ≈ HK$260,046/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,114
−HK$7,354/mo
▼ 0.25% · 3.875%
HK$139,765
−HK$3,703/mo
Today · 4.125%
HK$143,468
baseline
▲ 0.50% · 4.625%
HK$151,030
+HK$7,562/mo
Deposit HK$2.98M · loan HK$26.83M · min. income ≈ HK$286,936/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,893 · Scale 2, in force from 26 Feb 2026)