LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,976
−HK$4,263/mo
▼ 0.25% · 3.875%
HK$70,091
−HK$2,148/mo
Today · 4.125%
HK$72,239
baseline
▲ 0.50% · 4.625%
HK$76,635
+HK$4,396/mo
Deposit HK$14.91M · loan HK$14.91M · min. income ≈ HK$144,478/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,266,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,623
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$77,651
−HK$2,058/mo
Today · 4.125%
HK$79,709
baseline
▲ 0.50% · 4.625%
HK$83,910
+HK$4,201/mo
Deposit HK$14.91M · loan HK$14.91M · min. income ≈ HK$159,418/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,266,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,572
−HK$5,115/mo
▼ 0.25% · 3.875%
HK$84,109
−HK$2,578/mo
Today · 4.125%
HK$86,687
baseline
▲ 0.50% · 4.625%
HK$91,962
+HK$5,275/mo
Deposit HK$11.92M · loan HK$17.89M · min. income ≈ HK$173,374/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,266,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,748
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$93,182
−HK$2,469/mo
Today · 4.125%
HK$95,651
baseline
▲ 0.50% · 4.625%
HK$100,692
+HK$5,041/mo
Deposit HK$11.92M · loan HK$17.89M · min. income ≈ HK$191,302/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,266,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,167
−HK$5,968/mo
▼ 0.25% · 3.875%
HK$98,127
−HK$3,008/mo
Today · 4.125%
HK$101,135
baseline
▲ 0.50% · 4.625%
HK$107,289
+HK$6,154/mo
Deposit HK$8.94M · loan HK$20.87M · min. income ≈ HK$202,270/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,266,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,872
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$108,712
−HK$2,880/mo
Today · 4.125%
HK$111,592
baseline
▲ 0.50% · 4.625%
HK$117,474
+HK$5,882/mo
Deposit HK$8.94M · loan HK$20.87M · min. income ≈ HK$223,184/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,266,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,358
−HK$7,672/mo
▼ 0.25% · 3.875%
HK$126,164
−HK$3,866/mo
Today · 4.125%
HK$130,030
baseline
▲ 0.50% · 4.625%
HK$137,942
+HK$7,912/mo
Deposit HK$2.98M · loan HK$26.83M · min. income ≈ HK$260,060/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,962 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,122
−HK$7,354/mo
▼ 0.25% · 3.875%
HK$139,772
−HK$3,704/mo
Today · 4.125%
HK$143,476
baseline
▲ 0.50% · 4.625%
HK$151,039
+HK$7,563/mo
Deposit HK$2.98M · loan HK$26.83M · min. income ≈ HK$286,952/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,962 · Scale 2, in force from 26 Feb 2026)