LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,977
−HK$4,262/mo
▼ 0.25% · 3.875%
HK$70,091
−HK$2,148/mo
Today · 4.125%
HK$72,239
baseline
▲ 0.50% · 4.625%
HK$76,635
+HK$4,396/mo
Deposit HK$14.91M · loan HK$14.91M · min. income ≈ HK$144,478/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,266,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,623
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$77,652
−HK$2,057/mo
Today · 4.125%
HK$79,709
baseline
▲ 0.50% · 4.625%
HK$83,911
+HK$4,202/mo
Deposit HK$14.91M · loan HK$14.91M · min. income ≈ HK$159,418/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,266,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,572
−HK$5,115/mo
▼ 0.25% · 3.875%
HK$84,109
−HK$2,578/mo
Today · 4.125%
HK$86,687
baseline
▲ 0.50% · 4.625%
HK$91,962
+HK$5,275/mo
Deposit HK$11.92M · loan HK$17.89M · min. income ≈ HK$173,374/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,266,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,748
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$93,182
−HK$2,469/mo
Today · 4.125%
HK$95,651
baseline
▲ 0.50% · 4.625%
HK$100,693
+HK$5,042/mo
Deposit HK$11.92M · loan HK$17.89M · min. income ≈ HK$191,302/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,266,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,167
−HK$5,968/mo
▼ 0.25% · 3.875%
HK$98,128
−HK$3,007/mo
Today · 4.125%
HK$101,135
baseline
▲ 0.50% · 4.625%
HK$107,289
+HK$6,154/mo
Deposit HK$8.94M · loan HK$20.87M · min. income ≈ HK$202,270/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,266,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,873
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$108,712
−HK$2,881/mo
Today · 4.125%
HK$111,593
baseline
▲ 0.50% · 4.625%
HK$117,475
+HK$5,882/mo
Deposit HK$8.94M · loan HK$20.87M · min. income ≈ HK$223,186/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,266,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,358
−HK$7,673/mo
▼ 0.25% · 3.875%
HK$126,164
−HK$3,867/mo
Today · 4.125%
HK$130,031
baseline
▲ 0.50% · 4.625%
HK$137,943
+HK$7,912/mo
Deposit HK$2.98M · loan HK$26.83M · min. income ≈ HK$260,062/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,967 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,122
−HK$7,354/mo
▼ 0.25% · 3.875%
HK$139,773
−HK$3,703/mo
Today · 4.125%
HK$143,476
baseline
▲ 0.50% · 4.625%
HK$151,039
+HK$7,563/mo
Deposit HK$2.98M · loan HK$26.83M · min. income ≈ HK$286,952/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,266,967 · Scale 2, in force from 26 Feb 2026)