LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,981
−HK$4,263/mo
▼ 0.25% · 3.875%
HK$70,096
−HK$2,148/mo
Today · 4.125%
HK$72,244
baseline
▲ 0.50% · 4.625%
HK$76,640
+HK$4,396/mo
Deposit HK$14.91M · loan HK$14.91M · min. income ≈ HK$144,488/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,267,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,629
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$77,657
−HK$2,058/mo
Today · 4.125%
HK$79,715
baseline
▲ 0.50% · 4.625%
HK$83,916
+HK$4,201/mo
Deposit HK$14.91M · loan HK$14.91M · min. income ≈ HK$159,430/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,267,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,578
−HK$5,115/mo
▼ 0.25% · 3.875%
HK$84,115
−HK$2,578/mo
Today · 4.125%
HK$86,693
baseline
▲ 0.50% · 4.625%
HK$91,968
+HK$5,275/mo
Deposit HK$11.93M · loan HK$17.89M · min. income ≈ HK$173,386/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,267,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,754
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$93,188
−HK$2,469/mo
Today · 4.125%
HK$95,657
baseline
▲ 0.50% · 4.625%
HK$100,700
+HK$5,043/mo
Deposit HK$11.93M · loan HK$17.89M · min. income ≈ HK$191,314/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,267,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,174
−HK$5,968/mo
▼ 0.25% · 3.875%
HK$98,134
−HK$3,008/mo
Today · 4.125%
HK$101,142
baseline
▲ 0.50% · 4.625%
HK$107,296
+HK$6,154/mo
Deposit HK$8.94M · loan HK$20.87M · min. income ≈ HK$202,284/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,267,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,880
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$108,720
−HK$2,880/mo
Today · 4.125%
HK$111,600
baseline
▲ 0.50% · 4.625%
HK$117,483
+HK$5,883/mo
Deposit HK$8.94M · loan HK$20.87M · min. income ≈ HK$223,200/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,267,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,366
−HK$7,674/mo
▼ 0.25% · 3.875%
HK$126,173
−HK$3,867/mo
Today · 4.125%
HK$130,040
baseline
▲ 0.50% · 4.625%
HK$137,952
+HK$7,912/mo
Deposit HK$2.98M · loan HK$26.83M · min. income ≈ HK$260,080/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,131
−HK$7,355/mo
▼ 0.25% · 3.875%
HK$139,782
−HK$3,704/mo
Today · 4.125%
HK$143,486
baseline
▲ 0.50% · 4.625%
HK$151,049
+HK$7,563/mo
Deposit HK$2.98M · loan HK$26.83M · min. income ≈ HK$286,972/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,054 · Scale 2, in force from 26 Feb 2026)