LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,982
−HK$4,263/mo
▼ 0.25% · 3.875%
HK$70,097
−HK$2,148/mo
Today · 4.125%
HK$72,245
baseline
▲ 0.50% · 4.625%
HK$76,641
+HK$4,396/mo
Deposit HK$14.91M · loan HK$14.91M · min. income ≈ HK$144,490/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,267,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,629
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$77,658
−HK$2,057/mo
Today · 4.125%
HK$79,715
baseline
▲ 0.50% · 4.625%
HK$83,917
+HK$4,202/mo
Deposit HK$14.91M · loan HK$14.91M · min. income ≈ HK$159,430/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,267,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,578
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$84,116
−HK$2,578/mo
Today · 4.125%
HK$86,694
baseline
▲ 0.50% · 4.625%
HK$91,969
+HK$5,275/mo
Deposit HK$11.93M · loan HK$17.89M · min. income ≈ HK$173,388/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,267,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,755
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$93,189
−HK$2,469/mo
Today · 4.125%
HK$95,658
baseline
▲ 0.50% · 4.625%
HK$100,701
+HK$5,043/mo
Deposit HK$11.93M · loan HK$17.89M · min. income ≈ HK$191,316/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,267,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,175
−HK$5,968/mo
▼ 0.25% · 3.875%
HK$98,135
−HK$3,008/mo
Today · 4.125%
HK$101,143
baseline
▲ 0.50% · 4.625%
HK$107,297
+HK$6,154/mo
Deposit HK$8.94M · loan HK$20.87M · min. income ≈ HK$202,286/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,267,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,881
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$108,721
−HK$2,880/mo
Today · 4.125%
HK$111,601
baseline
▲ 0.50% · 4.625%
HK$117,484
+HK$5,883/mo
Deposit HK$8.94M · loan HK$20.87M · min. income ≈ HK$223,202/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,267,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,367
−HK$7,674/mo
▼ 0.25% · 3.875%
HK$126,174
−HK$3,867/mo
Today · 4.125%
HK$130,041
baseline
▲ 0.50% · 4.625%
HK$137,954
+HK$7,913/mo
Deposit HK$2.98M · loan HK$26.83M · min. income ≈ HK$260,082/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,133
−HK$7,354/mo
▼ 0.25% · 3.875%
HK$139,784
−HK$3,703/mo
Today · 4.125%
HK$143,487
baseline
▲ 0.50% · 4.625%
HK$151,051
+HK$7,564/mo
Deposit HK$2.98M · loan HK$26.83M · min. income ≈ HK$286,974/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,065 · Scale 2, in force from 26 Feb 2026)