LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,983
−HK$4,263/mo
▼ 0.25% · 3.875%
HK$70,098
−HK$2,148/mo
Today · 4.125%
HK$72,246
baseline
▲ 0.50% · 4.625%
HK$76,642
+HK$4,396/mo
Deposit HK$14.91M · loan HK$14.91M · min. income ≈ HK$144,492/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,267,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,631
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$77,659
−HK$2,058/mo
Today · 4.125%
HK$79,717
baseline
▲ 0.50% · 4.625%
HK$83,919
+HK$4,202/mo
Deposit HK$14.91M · loan HK$14.91M · min. income ≈ HK$159,434/mo (50% DSR)
Upfront cash ≈ HK$16.17M (deposit + AVD stamp duty HK$1,267,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,580
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$84,117
−HK$2,579/mo
Today · 4.125%
HK$86,696
baseline
▲ 0.50% · 4.625%
HK$91,971
+HK$5,275/mo
Deposit HK$11.93M · loan HK$17.89M · min. income ≈ HK$173,392/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,267,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,757
−HK$4,903/mo
▼ 0.25% · 3.875%
HK$93,191
−HK$2,469/mo
Today · 4.125%
HK$95,660
baseline
▲ 0.50% · 4.625%
HK$100,702
+HK$5,042/mo
Deposit HK$11.93M · loan HK$17.89M · min. income ≈ HK$191,320/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,267,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,176
−HK$5,969/mo
▼ 0.25% · 3.875%
HK$98,137
−HK$3,008/mo
Today · 4.125%
HK$101,145
baseline
▲ 0.50% · 4.625%
HK$107,299
+HK$6,154/mo
Deposit HK$8.94M · loan HK$20.87M · min. income ≈ HK$202,290/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,267,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,883
−HK$5,720/mo
▼ 0.25% · 3.875%
HK$108,723
−HK$2,880/mo
Today · 4.125%
HK$111,603
baseline
▲ 0.50% · 4.625%
HK$117,486
+HK$5,883/mo
Deposit HK$8.94M · loan HK$20.87M · min. income ≈ HK$223,206/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,267,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,370
−HK$7,673/mo
▼ 0.25% · 3.875%
HK$126,176
−HK$3,867/mo
Today · 4.125%
HK$130,043
baseline
▲ 0.50% · 4.625%
HK$137,956
+HK$7,913/mo
Deposit HK$2.98M · loan HK$26.83M · min. income ≈ HK$260,086/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,135
−HK$7,355/mo
▼ 0.25% · 3.875%
HK$139,786
−HK$3,704/mo
Today · 4.125%
HK$143,490
baseline
▲ 0.50% · 4.625%
HK$151,054
+HK$7,564/mo
Deposit HK$2.98M · loan HK$26.83M · min. income ≈ HK$286,980/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,088 · Scale 2, in force from 26 Feb 2026)