LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,989
−HK$4,263/mo
▼ 0.25% · 3.875%
HK$70,103
−HK$2,149/mo
Today · 4.125%
HK$72,252
baseline
▲ 0.50% · 4.625%
HK$76,649
+HK$4,397/mo
Deposit HK$14.91M · loan HK$14.91M · min. income ≈ HK$144,504/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,267,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,637
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$77,665
−HK$2,058/mo
Today · 4.125%
HK$79,723
baseline
▲ 0.50% · 4.625%
HK$83,925
+HK$4,202/mo
Deposit HK$14.91M · loan HK$14.91M · min. income ≈ HK$159,446/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,267,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,586
−HK$5,117/mo
▼ 0.25% · 3.875%
HK$84,124
−HK$2,579/mo
Today · 4.125%
HK$86,703
baseline
▲ 0.50% · 4.625%
HK$91,978
+HK$5,275/mo
Deposit HK$11.93M · loan HK$17.89M · min. income ≈ HK$173,406/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,267,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,764
−HK$4,904/mo
▼ 0.25% · 3.875%
HK$93,198
−HK$2,470/mo
Today · 4.125%
HK$95,668
baseline
▲ 0.50% · 4.625%
HK$100,710
+HK$5,042/mo
Deposit HK$11.93M · loan HK$17.89M · min. income ≈ HK$191,336/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,267,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,184
−HK$5,969/mo
▼ 0.25% · 3.875%
HK$98,145
−HK$3,008/mo
Today · 4.125%
HK$101,153
baseline
▲ 0.50% · 4.625%
HK$107,308
+HK$6,155/mo
Deposit HK$8.94M · loan HK$20.87M · min. income ≈ HK$202,306/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,267,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,891
−HK$5,721/mo
▼ 0.25% · 3.875%
HK$108,731
−HK$2,881/mo
Today · 4.125%
HK$111,612
baseline
▲ 0.50% · 4.625%
HK$117,496
+HK$5,884/mo
Deposit HK$8.94M · loan HK$20.87M · min. income ≈ HK$223,224/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,267,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,380
−HK$7,674/mo
▼ 0.25% · 3.875%
HK$126,186
−HK$3,868/mo
Today · 4.125%
HK$130,054
baseline
▲ 0.50% · 4.625%
HK$137,967
+HK$7,913/mo
Deposit HK$2.98M · loan HK$26.83M · min. income ≈ HK$260,108/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,146
−HK$7,356/mo
▼ 0.25% · 3.875%
HK$139,797
−HK$3,705/mo
Today · 4.125%
HK$143,502
baseline
▲ 0.50% · 4.625%
HK$151,066
+HK$7,564/mo
Deposit HK$2.98M · loan HK$26.83M · min. income ≈ HK$287,004/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,190 · Scale 2, in force from 26 Feb 2026)