LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,990
−HK$4,264/mo
▼ 0.25% · 3.875%
HK$70,105
−HK$2,149/mo
Today · 4.125%
HK$72,254
baseline
▲ 0.50% · 4.625%
HK$76,650
+HK$4,396/mo
Deposit HK$14.91M · loan HK$14.91M · min. income ≈ HK$144,508/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,267,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,638
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$77,667
−HK$2,058/mo
Today · 4.125%
HK$79,725
baseline
▲ 0.50% · 4.625%
HK$83,927
+HK$4,202/mo
Deposit HK$14.91M · loan HK$14.91M · min. income ≈ HK$159,450/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,267,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,588
−HK$5,117/mo
▼ 0.25% · 3.875%
HK$84,126
−HK$2,579/mo
Today · 4.125%
HK$86,705
baseline
▲ 0.50% · 4.625%
HK$91,980
+HK$5,275/mo
Deposit HK$11.93M · loan HK$17.89M · min. income ≈ HK$173,410/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,267,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,766
−HK$4,904/mo
▼ 0.25% · 3.875%
HK$93,200
−HK$2,470/mo
Today · 4.125%
HK$95,670
baseline
▲ 0.50% · 4.625%
HK$100,713
+HK$5,043/mo
Deposit HK$11.93M · loan HK$17.89M · min. income ≈ HK$191,340/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,267,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,186
−HK$5,969/mo
▼ 0.25% · 3.875%
HK$98,147
−HK$3,008/mo
Today · 4.125%
HK$101,155
baseline
▲ 0.50% · 4.625%
HK$107,310
+HK$6,155/mo
Deposit HK$8.95M · loan HK$20.87M · min. income ≈ HK$202,310/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,267,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,894
−HK$5,721/mo
▼ 0.25% · 3.875%
HK$108,734
−HK$2,881/mo
Today · 4.125%
HK$111,615
baseline
▲ 0.50% · 4.625%
HK$117,498
+HK$5,883/mo
Deposit HK$8.95M · loan HK$20.87M · min. income ≈ HK$223,230/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,267,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,382
−HK$7,675/mo
▼ 0.25% · 3.875%
HK$126,189
−HK$3,868/mo
Today · 4.125%
HK$130,057
baseline
▲ 0.50% · 4.625%
HK$137,970
+HK$7,913/mo
Deposit HK$2.98M · loan HK$26.84M · min. income ≈ HK$260,114/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,149
−HK$7,356/mo
▼ 0.25% · 3.875%
HK$139,801
−HK$3,704/mo
Today · 4.125%
HK$143,505
baseline
▲ 0.50% · 4.625%
HK$151,069
+HK$7,564/mo
Deposit HK$2.98M · loan HK$26.84M · min. income ≈ HK$287,010/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,219 · Scale 2, in force from 26 Feb 2026)