LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,991
−HK$4,264/mo
▼ 0.25% · 3.875%
HK$70,106
−HK$2,149/mo
Today · 4.125%
HK$72,255
baseline
▲ 0.50% · 4.625%
HK$76,651
+HK$4,396/mo
Deposit HK$14.91M · loan HK$14.91M · min. income ≈ HK$144,510/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,267,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,639
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$77,668
−HK$2,058/mo
Today · 4.125%
HK$79,726
baseline
▲ 0.50% · 4.625%
HK$83,928
+HK$4,202/mo
Deposit HK$14.91M · loan HK$14.91M · min. income ≈ HK$159,452/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,267,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,589
−HK$5,117/mo
▼ 0.25% · 3.875%
HK$84,127
−HK$2,579/mo
Today · 4.125%
HK$86,706
baseline
▲ 0.50% · 4.625%
HK$91,981
+HK$5,275/mo
Deposit HK$11.93M · loan HK$17.89M · min. income ≈ HK$173,412/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,267,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,767
−HK$4,904/mo
▼ 0.25% · 3.875%
HK$93,202
−HK$2,469/mo
Today · 4.125%
HK$95,671
baseline
▲ 0.50% · 4.625%
HK$100,714
+HK$5,043/mo
Deposit HK$11.93M · loan HK$17.89M · min. income ≈ HK$191,342/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,267,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,187
−HK$5,970/mo
▼ 0.25% · 3.875%
HK$98,148
−HK$3,009/mo
Today · 4.125%
HK$101,157
baseline
▲ 0.50% · 4.625%
HK$107,312
+HK$6,155/mo
Deposit HK$8.95M · loan HK$20.87M · min. income ≈ HK$202,314/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,267,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,895
−HK$5,721/mo
▼ 0.25% · 3.875%
HK$108,735
−HK$2,881/mo
Today · 4.125%
HK$111,616
baseline
▲ 0.50% · 4.625%
HK$117,500
+HK$5,884/mo
Deposit HK$8.95M · loan HK$20.87M · min. income ≈ HK$223,232/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,267,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,384
−HK$7,674/mo
▼ 0.25% · 3.875%
HK$126,191
−HK$3,867/mo
Today · 4.125%
HK$130,058
baseline
▲ 0.50% · 4.625%
HK$137,972
+HK$7,914/mo
Deposit HK$2.98M · loan HK$26.84M · min. income ≈ HK$260,116/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,151
−HK$7,356/mo
▼ 0.25% · 3.875%
HK$139,802
−HK$3,705/mo
Today · 4.125%
HK$143,507
baseline
▲ 0.50% · 4.625%
HK$151,071
+HK$7,564/mo
Deposit HK$2.98M · loan HK$26.84M · min. income ≈ HK$287,014/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,235 · Scale 2, in force from 26 Feb 2026)