LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,992
−HK$4,263/mo
▼ 0.25% · 3.875%
HK$70,107
−HK$2,148/mo
Today · 4.125%
HK$72,255
baseline
▲ 0.50% · 4.625%
HK$76,652
+HK$4,397/mo
Deposit HK$14.91M · loan HK$14.91M · min. income ≈ HK$144,510/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,267,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,640
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$77,669
−HK$2,058/mo
Today · 4.125%
HK$79,727
baseline
▲ 0.50% · 4.625%
HK$83,929
+HK$4,202/mo
Deposit HK$14.91M · loan HK$14.91M · min. income ≈ HK$159,454/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,267,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,590
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$84,128
−HK$2,578/mo
Today · 4.125%
HK$86,706
baseline
▲ 0.50% · 4.625%
HK$91,982
+HK$5,276/mo
Deposit HK$11.93M · loan HK$17.89M · min. income ≈ HK$173,412/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,267,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,768
−HK$4,904/mo
▼ 0.25% · 3.875%
HK$93,202
−HK$2,470/mo
Today · 4.125%
HK$95,672
baseline
▲ 0.50% · 4.625%
HK$100,715
+HK$5,043/mo
Deposit HK$11.93M · loan HK$17.89M · min. income ≈ HK$191,344/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,267,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,188
−HK$5,970/mo
▼ 0.25% · 3.875%
HK$98,149
−HK$3,009/mo
Today · 4.125%
HK$101,158
baseline
▲ 0.50% · 4.625%
HK$107,313
+HK$6,155/mo
Deposit HK$8.95M · loan HK$20.87M · min. income ≈ HK$202,316/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,267,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,896
−HK$5,721/mo
▼ 0.25% · 3.875%
HK$108,736
−HK$2,881/mo
Today · 4.125%
HK$111,617
baseline
▲ 0.50% · 4.625%
HK$117,501
+HK$5,884/mo
Deposit HK$8.95M · loan HK$20.87M · min. income ≈ HK$223,234/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,267,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,385
−HK$7,675/mo
▼ 0.25% · 3.875%
HK$126,192
−HK$3,868/mo
Today · 4.125%
HK$130,060
baseline
▲ 0.50% · 4.625%
HK$137,974
+HK$7,914/mo
Deposit HK$2.98M · loan HK$26.84M · min. income ≈ HK$260,120/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,247 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,152
−HK$7,356/mo
▼ 0.25% · 3.875%
HK$139,804
−HK$3,704/mo
Today · 4.125%
HK$143,508
baseline
▲ 0.50% · 4.625%
HK$151,073
+HK$7,565/mo
Deposit HK$2.98M · loan HK$26.84M · min. income ≈ HK$287,016/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,247 · Scale 2, in force from 26 Feb 2026)