LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,992
−HK$4,264/mo
▼ 0.25% · 3.875%
HK$70,107
−HK$2,149/mo
Today · 4.125%
HK$72,256
baseline
▲ 0.50% · 4.625%
HK$76,652
+HK$4,396/mo
Deposit HK$14.91M · loan HK$14.91M · min. income ≈ HK$144,512/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,267,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,641
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$77,669
−HK$2,058/mo
Today · 4.125%
HK$79,727
baseline
▲ 0.50% · 4.625%
HK$83,930
+HK$4,203/mo
Deposit HK$14.91M · loan HK$14.91M · min. income ≈ HK$159,454/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,267,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,590
−HK$5,117/mo
▼ 0.25% · 3.875%
HK$84,128
−HK$2,579/mo
Today · 4.125%
HK$86,707
baseline
▲ 0.50% · 4.625%
HK$91,983
+HK$5,276/mo
Deposit HK$11.93M · loan HK$17.89M · min. income ≈ HK$173,414/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,267,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,769
−HK$4,904/mo
▼ 0.25% · 3.875%
HK$93,203
−HK$2,470/mo
Today · 4.125%
HK$95,673
baseline
▲ 0.50% · 4.625%
HK$100,716
+HK$5,043/mo
Deposit HK$11.93M · loan HK$17.89M · min. income ≈ HK$191,346/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,267,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,189
−HK$5,969/mo
▼ 0.25% · 3.875%
HK$98,150
−HK$3,008/mo
Today · 4.125%
HK$101,158
baseline
▲ 0.50% · 4.625%
HK$107,313
+HK$6,155/mo
Deposit HK$8.95M · loan HK$20.87M · min. income ≈ HK$202,316/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,267,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,897
−HK$5,721/mo
▼ 0.25% · 3.875%
HK$108,737
−HK$2,881/mo
Today · 4.125%
HK$111,618
baseline
▲ 0.50% · 4.625%
HK$117,502
+HK$5,884/mo
Deposit HK$8.95M · loan HK$20.87M · min. income ≈ HK$223,236/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,267,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,386
−HK$7,674/mo
▼ 0.25% · 3.875%
HK$126,193
−HK$3,867/mo
Today · 4.125%
HK$130,060
baseline
▲ 0.50% · 4.625%
HK$137,974
+HK$7,914/mo
Deposit HK$2.98M · loan HK$26.84M · min. income ≈ HK$260,120/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,153
−HK$7,356/mo
▼ 0.25% · 3.875%
HK$139,804
−HK$3,705/mo
Today · 4.125%
HK$143,509
baseline
▲ 0.50% · 4.625%
HK$151,073
+HK$7,564/mo
Deposit HK$2.98M · loan HK$26.84M · min. income ≈ HK$287,018/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,254 · Scale 2, in force from 26 Feb 2026)