LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,995
−HK$4,263/mo
▼ 0.25% · 3.875%
HK$70,110
−HK$2,148/mo
Today · 4.125%
HK$72,258
baseline
▲ 0.50% · 4.625%
HK$76,655
+HK$4,397/mo
Deposit HK$14.91M · loan HK$14.91M · min. income ≈ HK$144,516/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,267,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,643
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$77,672
−HK$2,058/mo
Today · 4.125%
HK$79,730
baseline
▲ 0.50% · 4.625%
HK$83,933
+HK$4,203/mo
Deposit HK$14.91M · loan HK$14.91M · min. income ≈ HK$159,460/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,267,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,593
−HK$5,117/mo
▼ 0.25% · 3.875%
HK$84,131
−HK$2,579/mo
Today · 4.125%
HK$86,710
baseline
▲ 0.50% · 4.625%
HK$91,986
+HK$5,276/mo
Deposit HK$11.93M · loan HK$17.89M · min. income ≈ HK$173,420/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,267,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,772
−HK$4,904/mo
▼ 0.25% · 3.875%
HK$93,206
−HK$2,470/mo
Today · 4.125%
HK$95,676
baseline
▲ 0.50% · 4.625%
HK$100,719
+HK$5,043/mo
Deposit HK$11.93M · loan HK$17.89M · min. income ≈ HK$191,352/mo (50% DSR)
Upfront cash ≈ HK$13.19M (deposit + AVD stamp duty HK$1,267,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,192
−HK$5,970/mo
▼ 0.25% · 3.875%
HK$98,153
−HK$3,009/mo
Today · 4.125%
HK$101,162
baseline
▲ 0.50% · 4.625%
HK$107,317
+HK$6,155/mo
Deposit HK$8.95M · loan HK$20.87M · min. income ≈ HK$202,324/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,267,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,901
−HK$5,721/mo
▼ 0.25% · 3.875%
HK$108,741
−HK$2,881/mo
Today · 4.125%
HK$111,622
baseline
▲ 0.50% · 4.625%
HK$117,506
+HK$5,884/mo
Deposit HK$8.95M · loan HK$20.87M · min. income ≈ HK$223,244/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,267,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,390
−HK$7,675/mo
▼ 0.25% · 3.875%
HK$126,197
−HK$3,868/mo
Today · 4.125%
HK$130,065
baseline
▲ 0.50% · 4.625%
HK$137,979
+HK$7,914/mo
Deposit HK$2.98M · loan HK$26.84M · min. income ≈ HK$260,130/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,300 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,158
−HK$7,356/mo
▼ 0.25% · 3.875%
HK$139,810
−HK$3,704/mo
Today · 4.125%
HK$143,514
baseline
▲ 0.50% · 4.625%
HK$151,079
+HK$7,565/mo
Deposit HK$2.98M · loan HK$26.84M · min. income ≈ HK$287,028/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,300 · Scale 2, in force from 26 Feb 2026)