LTV · monthly repayment
▼ 0.50% · 3.625%
HK$67,996
−HK$4,264/mo
▼ 0.25% · 3.875%
HK$70,111
−HK$2,149/mo
Today · 4.125%
HK$72,260
baseline
▲ 0.50% · 4.625%
HK$76,657
+HK$4,397/mo
Deposit HK$14.91M · loan HK$14.91M · min. income ≈ HK$144,520/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,267,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,645
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$77,674
−HK$2,058/mo
Today · 4.125%
HK$79,732
baseline
▲ 0.50% · 4.625%
HK$83,935
+HK$4,203/mo
Deposit HK$14.91M · loan HK$14.91M · min. income ≈ HK$159,464/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,267,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,596
−HK$5,116/mo
▼ 0.25% · 3.875%
HK$84,134
−HK$2,578/mo
Today · 4.125%
HK$86,712
baseline
▲ 0.50% · 4.625%
HK$91,989
+HK$5,277/mo
Deposit HK$11.93M · loan HK$17.89M · min. income ≈ HK$173,424/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,267,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,774
−HK$4,904/mo
▼ 0.25% · 3.875%
HK$93,209
−HK$2,469/mo
Today · 4.125%
HK$95,678
baseline
▲ 0.50% · 4.625%
HK$100,722
+HK$5,044/mo
Deposit HK$11.93M · loan HK$17.89M · min. income ≈ HK$191,356/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,267,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,195
−HK$5,969/mo
▼ 0.25% · 3.875%
HK$98,156
−HK$3,008/mo
Today · 4.125%
HK$101,164
baseline
▲ 0.50% · 4.625%
HK$107,320
+HK$6,156/mo
Deposit HK$8.95M · loan HK$20.87M · min. income ≈ HK$202,328/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,267,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,903
−HK$5,722/mo
▼ 0.25% · 3.875%
HK$108,744
−HK$2,881/mo
Today · 4.125%
HK$111,625
baseline
▲ 0.50% · 4.625%
HK$117,509
+HK$5,884/mo
Deposit HK$8.95M · loan HK$20.87M · min. income ≈ HK$223,250/mo (50% DSR)
Upfront cash ≈ HK$10.21M (deposit + AVD stamp duty HK$1,267,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,393
−HK$7,675/mo
▼ 0.25% · 3.875%
HK$126,200
−HK$3,868/mo
Today · 4.125%
HK$130,068
baseline
▲ 0.50% · 4.625%
HK$137,983
+HK$7,915/mo
Deposit HK$2.98M · loan HK$26.84M · min. income ≈ HK$260,136/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,333 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,161
−HK$7,357/mo
▼ 0.25% · 3.875%
HK$139,813
−HK$3,705/mo
Today · 4.125%
HK$143,518
baseline
▲ 0.50% · 4.625%
HK$151,083
+HK$7,565/mo
Deposit HK$2.98M · loan HK$26.84M · min. income ≈ HK$287,036/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,333 · Scale 2, in force from 26 Feb 2026)