LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,014
−HK$4,265/mo
▼ 0.25% · 3.875%
HK$70,130
−HK$2,149/mo
Today · 4.125%
HK$72,279
baseline
▲ 0.50% · 4.625%
HK$76,678
+HK$4,399/mo
Deposit HK$14.91M · loan HK$14.91M · min. income ≈ HK$144,558/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,267,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,665
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$77,695
−HK$2,058/mo
Today · 4.125%
HK$79,753
baseline
▲ 0.50% · 4.625%
HK$83,957
+HK$4,204/mo
Deposit HK$14.91M · loan HK$14.91M · min. income ≈ HK$159,506/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,267,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,617
−HK$5,118/mo
▼ 0.25% · 3.875%
HK$84,156
−HK$2,579/mo
Today · 4.125%
HK$86,735
baseline
▲ 0.50% · 4.625%
HK$92,013
+HK$5,278/mo
Deposit HK$11.93M · loan HK$17.90M · min. income ≈ HK$173,470/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,267,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,798
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$93,234
−HK$2,470/mo
Today · 4.125%
HK$95,704
baseline
▲ 0.50% · 4.625%
HK$100,749
+HK$5,045/mo
Deposit HK$11.93M · loan HK$17.90M · min. income ≈ HK$191,408/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,267,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,220
−HK$5,971/mo
▼ 0.25% · 3.875%
HK$98,182
−HK$3,009/mo
Today · 4.125%
HK$101,191
baseline
▲ 0.50% · 4.625%
HK$107,349
+HK$6,158/mo
Deposit HK$8.95M · loan HK$20.88M · min. income ≈ HK$202,382/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,267,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,931
−HK$5,724/mo
▼ 0.25% · 3.875%
HK$108,772
−HK$2,883/mo
Today · 4.125%
HK$111,655
baseline
▲ 0.50% · 4.625%
HK$117,540
+HK$5,885/mo
Deposit HK$8.95M · loan HK$20.88M · min. income ≈ HK$223,310/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,267,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,426
−HK$7,677/mo
▼ 0.25% · 3.875%
HK$126,234
−HK$3,869/mo
Today · 4.125%
HK$130,103
baseline
▲ 0.50% · 4.625%
HK$138,020
+HK$7,917/mo
Deposit HK$2.98M · loan HK$26.84M · min. income ≈ HK$260,206/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,198
−HK$7,358/mo
▼ 0.25% · 3.875%
HK$139,850
−HK$3,706/mo
Today · 4.125%
HK$143,556
baseline
▲ 0.50% · 4.625%
HK$151,123
+HK$7,567/mo
Deposit HK$2.98M · loan HK$26.84M · min. income ≈ HK$287,112/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,670 · Scale 2, in force from 26 Feb 2026)