LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,017
−HK$4,265/mo
▼ 0.25% · 3.875%
HK$70,133
−HK$2,149/mo
Today · 4.125%
HK$72,282
baseline
▲ 0.50% · 4.625%
HK$76,681
+HK$4,399/mo
Deposit HK$14.91M · loan HK$14.91M · min. income ≈ HK$144,564/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,267,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,668
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$77,698
−HK$2,058/mo
Today · 4.125%
HK$79,756
baseline
▲ 0.50% · 4.625%
HK$83,960
+HK$4,204/mo
Deposit HK$14.91M · loan HK$14.91M · min. income ≈ HK$159,512/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,267,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,620
−HK$5,119/mo
▼ 0.25% · 3.875%
HK$84,159
−HK$2,580/mo
Today · 4.125%
HK$86,739
baseline
▲ 0.50% · 4.625%
HK$92,017
+HK$5,278/mo
Deposit HK$11.93M · loan HK$17.90M · min. income ≈ HK$173,478/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,267,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,802
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$93,237
−HK$2,471/mo
Today · 4.125%
HK$95,708
baseline
▲ 0.50% · 4.625%
HK$100,753
+HK$5,045/mo
Deposit HK$11.93M · loan HK$17.90M · min. income ≈ HK$191,416/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,267,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,224
−HK$5,971/mo
▼ 0.25% · 3.875%
HK$98,186
−HK$3,009/mo
Today · 4.125%
HK$101,195
baseline
▲ 0.50% · 4.625%
HK$107,353
+HK$6,158/mo
Deposit HK$8.95M · loan HK$20.88M · min. income ≈ HK$202,390/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,267,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,936
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$108,777
−HK$2,882/mo
Today · 4.125%
HK$111,659
baseline
▲ 0.50% · 4.625%
HK$117,545
+HK$5,886/mo
Deposit HK$8.95M · loan HK$20.88M · min. income ≈ HK$223,318/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,267,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,431
−HK$7,677/mo
▼ 0.25% · 3.875%
HK$126,239
−HK$3,869/mo
Today · 4.125%
HK$130,108
baseline
▲ 0.50% · 4.625%
HK$138,025
+HK$7,917/mo
Deposit HK$2.98M · loan HK$26.85M · min. income ≈ HK$260,216/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,203
−HK$7,359/mo
▼ 0.25% · 3.875%
HK$139,856
−HK$3,706/mo
Today · 4.125%
HK$143,562
baseline
▲ 0.50% · 4.625%
HK$151,129
+HK$7,567/mo
Deposit HK$2.98M · loan HK$26.85M · min. income ≈ HK$287,124/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,720 · Scale 2, in force from 26 Feb 2026)