LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,019
−HK$4,265/mo
▼ 0.25% · 3.875%
HK$70,134
−HK$2,150/mo
Today · 4.125%
HK$72,284
baseline
▲ 0.50% · 4.625%
HK$76,682
+HK$4,398/mo
Deposit HK$14.91M · loan HK$14.91M · min. income ≈ HK$144,568/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,267,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,670
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$77,699
−HK$2,059/mo
Today · 4.125%
HK$79,758
baseline
▲ 0.50% · 4.625%
HK$83,962
+HK$4,204/mo
Deposit HK$14.91M · loan HK$14.91M · min. income ≈ HK$159,516/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,267,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,622
−HK$5,119/mo
▼ 0.25% · 3.875%
HK$84,161
−HK$2,580/mo
Today · 4.125%
HK$86,741
baseline
▲ 0.50% · 4.625%
HK$92,019
+HK$5,278/mo
Deposit HK$11.93M · loan HK$17.90M · min. income ≈ HK$173,482/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,267,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,804
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$93,239
−HK$2,471/mo
Today · 4.125%
HK$95,710
baseline
▲ 0.50% · 4.625%
HK$100,755
+HK$5,045/mo
Deposit HK$11.93M · loan HK$17.90M · min. income ≈ HK$191,420/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,267,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,226
−HK$5,971/mo
▼ 0.25% · 3.875%
HK$98,188
−HK$3,009/mo
Today · 4.125%
HK$101,197
baseline
▲ 0.50% · 4.625%
HK$107,355
+HK$6,158/mo
Deposit HK$8.95M · loan HK$20.88M · min. income ≈ HK$202,394/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,267,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,938
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$108,779
−HK$2,882/mo
Today · 4.125%
HK$111,661
baseline
▲ 0.50% · 4.625%
HK$117,547
+HK$5,886/mo
Deposit HK$8.95M · loan HK$20.88M · min. income ≈ HK$223,322/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,267,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,433
−HK$7,678/mo
▼ 0.25% · 3.875%
HK$126,242
−HK$3,869/mo
Today · 4.125%
HK$130,111
baseline
▲ 0.50% · 4.625%
HK$138,028
+HK$7,917/mo
Deposit HK$2.98M · loan HK$26.85M · min. income ≈ HK$260,222/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,206
−HK$7,359/mo
▼ 0.25% · 3.875%
HK$139,859
−HK$3,706/mo
Today · 4.125%
HK$143,565
baseline
▲ 0.50% · 4.625%
HK$151,132
+HK$7,567/mo
Deposit HK$2.98M · loan HK$26.85M · min. income ≈ HK$287,130/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,747 · Scale 2, in force from 26 Feb 2026)