LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,020
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$70,136
−HK$2,150/mo
Today · 4.125%
HK$72,286
baseline
▲ 0.50% · 4.625%
HK$76,684
+HK$4,398/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$144,572/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,267,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,672
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$77,701
−HK$2,059/mo
Today · 4.125%
HK$79,760
baseline
▲ 0.50% · 4.625%
HK$83,964
+HK$4,204/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$159,520/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,267,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,624
−HK$5,119/mo
▼ 0.25% · 3.875%
HK$84,163
−HK$2,580/mo
Today · 4.125%
HK$86,743
baseline
▲ 0.50% · 4.625%
HK$92,021
+HK$5,278/mo
Deposit HK$11.93M · loan HK$17.90M · min. income ≈ HK$173,486/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,267,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,806
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$93,242
−HK$2,470/mo
Today · 4.125%
HK$95,712
baseline
▲ 0.50% · 4.625%
HK$100,757
+HK$5,045/mo
Deposit HK$11.93M · loan HK$17.90M · min. income ≈ HK$191,424/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,267,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,228
−HK$5,972/mo
▼ 0.25% · 3.875%
HK$98,190
−HK$3,010/mo
Today · 4.125%
HK$101,200
baseline
▲ 0.50% · 4.625%
HK$107,358
+HK$6,158/mo
Deposit HK$8.95M · loan HK$20.88M · min. income ≈ HK$202,400/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,267,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,941
−HK$5,723/mo
▼ 0.25% · 3.875%
HK$108,782
−HK$2,882/mo
Today · 4.125%
HK$111,664
baseline
▲ 0.50% · 4.625%
HK$117,550
+HK$5,886/mo
Deposit HK$8.95M · loan HK$20.88M · min. income ≈ HK$223,328/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,267,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,436
−HK$7,678/mo
▼ 0.25% · 3.875%
HK$126,245
−HK$3,869/mo
Today · 4.125%
HK$130,114
baseline
▲ 0.50% · 4.625%
HK$138,031
+HK$7,917/mo
Deposit HK$2.98M · loan HK$26.85M · min. income ≈ HK$260,228/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,209
−HK$7,359/mo
▼ 0.25% · 3.875%
HK$139,862
−HK$3,706/mo
Today · 4.125%
HK$143,568
baseline
▲ 0.50% · 4.625%
HK$151,136
+HK$7,568/mo
Deposit HK$2.98M · loan HK$26.85M · min. income ≈ HK$287,136/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,779 · Scale 2, in force from 26 Feb 2026)