LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,022
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$70,138
−HK$2,150/mo
Today · 4.125%
HK$72,288
baseline
▲ 0.50% · 4.625%
HK$76,686
+HK$4,398/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$144,576/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,267,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,674
−HK$4,088/mo
▼ 0.25% · 3.875%
HK$77,703
−HK$2,059/mo
Today · 4.125%
HK$79,762
baseline
▲ 0.50% · 4.625%
HK$83,967
+HK$4,205/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$159,524/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,267,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,626
−HK$5,119/mo
▼ 0.25% · 3.875%
HK$84,166
−HK$2,579/mo
Today · 4.125%
HK$86,745
baseline
▲ 0.50% · 4.625%
HK$92,023
+HK$5,278/mo
Deposit HK$11.93M · loan HK$17.90M · min. income ≈ HK$173,490/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,267,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,809
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$93,244
−HK$2,471/mo
Today · 4.125%
HK$95,715
baseline
▲ 0.50% · 4.625%
HK$100,760
+HK$5,045/mo
Deposit HK$11.93M · loan HK$17.90M · min. income ≈ HK$191,430/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,267,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,231
−HK$5,972/mo
▼ 0.25% · 3.875%
HK$98,193
−HK$3,010/mo
Today · 4.125%
HK$101,203
baseline
▲ 0.50% · 4.625%
HK$107,361
+HK$6,158/mo
Deposit HK$8.95M · loan HK$20.88M · min. income ≈ HK$202,406/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,267,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,943
−HK$5,724/mo
▼ 0.25% · 3.875%
HK$108,785
−HK$2,882/mo
Today · 4.125%
HK$111,667
baseline
▲ 0.50% · 4.625%
HK$117,553
+HK$5,886/mo
Deposit HK$8.95M · loan HK$20.88M · min. income ≈ HK$223,334/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,267,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,440
−HK$7,678/mo
▼ 0.25% · 3.875%
HK$126,248
−HK$3,870/mo
Today · 4.125%
HK$130,118
baseline
▲ 0.50% · 4.625%
HK$138,035
+HK$7,917/mo
Deposit HK$2.98M · loan HK$26.85M · min. income ≈ HK$260,236/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,213
−HK$7,359/mo
▼ 0.25% · 3.875%
HK$139,866
−HK$3,706/mo
Today · 4.125%
HK$143,572
baseline
▲ 0.50% · 4.625%
HK$151,140
+HK$7,568/mo
Deposit HK$2.98M · loan HK$26.85M · min. income ≈ HK$287,144/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,813 · Scale 2, in force from 26 Feb 2026)