LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,026
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$70,142
−HK$2,150/mo
Today · 4.125%
HK$72,292
baseline
▲ 0.50% · 4.625%
HK$76,691
+HK$4,399/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$144,584/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,267,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,678
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$77,708
−HK$2,059/mo
Today · 4.125%
HK$79,767
baseline
▲ 0.50% · 4.625%
HK$83,972
+HK$4,205/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$159,534/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,267,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,631
−HK$5,119/mo
▼ 0.25% · 3.875%
HK$84,171
−HK$2,579/mo
Today · 4.125%
HK$86,750
baseline
▲ 0.50% · 4.625%
HK$92,029
+HK$5,279/mo
Deposit HK$11.93M · loan HK$17.90M · min. income ≈ HK$173,500/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,267,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,814
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$93,250
−HK$2,471/mo
Today · 4.125%
HK$95,721
baseline
▲ 0.50% · 4.625%
HK$100,766
+HK$5,045/mo
Deposit HK$11.93M · loan HK$17.90M · min. income ≈ HK$191,442/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,267,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,237
−HK$5,972/mo
▼ 0.25% · 3.875%
HK$98,199
−HK$3,010/mo
Today · 4.125%
HK$101,209
baseline
▲ 0.50% · 4.625%
HK$107,367
+HK$6,158/mo
Deposit HK$8.95M · loan HK$20.88M · min. income ≈ HK$202,418/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,267,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,950
−HK$5,724/mo
▼ 0.25% · 3.875%
HK$108,791
−HK$2,883/mo
Today · 4.125%
HK$111,674
baseline
▲ 0.50% · 4.625%
HK$117,561
+HK$5,887/mo
Deposit HK$8.95M · loan HK$20.88M · min. income ≈ HK$223,348/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,267,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,447
−HK$7,679/mo
▼ 0.25% · 3.875%
HK$126,256
−HK$3,870/mo
Today · 4.125%
HK$130,126
baseline
▲ 0.50% · 4.625%
HK$138,044
+HK$7,918/mo
Deposit HK$2.98M · loan HK$26.85M · min. income ≈ HK$260,252/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,891 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,221
−HK$7,360/mo
▼ 0.25% · 3.875%
HK$139,875
−HK$3,706/mo
Today · 4.125%
HK$143,581
baseline
▲ 0.50% · 4.625%
HK$151,149
+HK$7,568/mo
Deposit HK$2.98M · loan HK$26.85M · min. income ≈ HK$287,162/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,891 · Scale 2, in force from 26 Feb 2026)