LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,027
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$70,143
−HK$2,150/mo
Today · 4.125%
HK$72,293
baseline
▲ 0.50% · 4.625%
HK$76,692
+HK$4,399/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$144,586/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,267,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,679
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$77,709
−HK$2,059/mo
Today · 4.125%
HK$79,768
baseline
▲ 0.50% · 4.625%
HK$83,973
+HK$4,205/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$159,536/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,267,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,632
−HK$5,119/mo
▼ 0.25% · 3.875%
HK$84,171
−HK$2,580/mo
Today · 4.125%
HK$86,751
baseline
▲ 0.50% · 4.625%
HK$92,030
+HK$5,279/mo
Deposit HK$11.93M · loan HK$17.90M · min. income ≈ HK$173,502/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,267,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,815
−HK$4,906/mo
▼ 0.25% · 3.875%
HK$93,251
−HK$2,470/mo
Today · 4.125%
HK$95,721
baseline
▲ 0.50% · 4.625%
HK$100,767
+HK$5,046/mo
Deposit HK$11.93M · loan HK$17.90M · min. income ≈ HK$191,442/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,267,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,238
−HK$5,972/mo
▼ 0.25% · 3.875%
HK$98,200
−HK$3,010/mo
Today · 4.125%
HK$101,210
baseline
▲ 0.50% · 4.625%
HK$107,368
+HK$6,158/mo
Deposit HK$8.95M · loan HK$20.88M · min. income ≈ HK$202,420/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,267,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,951
−HK$5,724/mo
▼ 0.25% · 3.875%
HK$108,792
−HK$2,883/mo
Today · 4.125%
HK$111,675
baseline
▲ 0.50% · 4.625%
HK$117,562
+HK$5,887/mo
Deposit HK$8.95M · loan HK$20.88M · min. income ≈ HK$223,350/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,267,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,448
−HK$7,679/mo
▼ 0.25% · 3.875%
HK$126,257
−HK$3,870/mo
Today · 4.125%
HK$130,127
baseline
▲ 0.50% · 4.625%
HK$138,045
+HK$7,918/mo
Deposit HK$2.98M · loan HK$26.85M · min. income ≈ HK$260,254/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,901 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,222
−HK$7,360/mo
▼ 0.25% · 3.875%
HK$139,876
−HK$3,706/mo
Today · 4.125%
HK$143,582
baseline
▲ 0.50% · 4.625%
HK$151,151
+HK$7,569/mo
Deposit HK$2.98M · loan HK$26.85M · min. income ≈ HK$287,164/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,901 · Scale 2, in force from 26 Feb 2026)