LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,029
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$70,145
−HK$2,150/mo
Today · 4.125%
HK$72,295
baseline
▲ 0.50% · 4.625%
HK$76,694
+HK$4,399/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$144,590/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,267,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,681
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$77,711
−HK$2,059/mo
Today · 4.125%
HK$79,770
baseline
▲ 0.50% · 4.625%
HK$83,975
+HK$4,205/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$159,540/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,267,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,634
−HK$5,120/mo
▼ 0.25% · 3.875%
HK$84,174
−HK$2,580/mo
Today · 4.125%
HK$86,754
baseline
▲ 0.50% · 4.625%
HK$92,032
+HK$5,278/mo
Deposit HK$11.93M · loan HK$17.90M · min. income ≈ HK$173,508/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,267,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,817
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$93,253
−HK$2,471/mo
Today · 4.125%
HK$95,724
baseline
▲ 0.50% · 4.625%
HK$100,770
+HK$5,046/mo
Deposit HK$11.93M · loan HK$17.90M · min. income ≈ HK$191,448/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,267,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,240
−HK$5,972/mo
▼ 0.25% · 3.875%
HK$98,203
−HK$3,009/mo
Today · 4.125%
HK$101,212
baseline
▲ 0.50% · 4.625%
HK$107,371
+HK$6,159/mo
Deposit HK$8.95M · loan HK$20.88M · min. income ≈ HK$202,424/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,267,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,954
−HK$5,724/mo
▼ 0.25% · 3.875%
HK$108,795
−HK$2,883/mo
Today · 4.125%
HK$111,678
baseline
▲ 0.50% · 4.625%
HK$117,565
+HK$5,887/mo
Deposit HK$8.95M · loan HK$20.88M · min. income ≈ HK$223,356/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,267,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,452
−HK$7,678/mo
▼ 0.25% · 3.875%
HK$126,260
−HK$3,870/mo
Today · 4.125%
HK$130,130
baseline
▲ 0.50% · 4.625%
HK$138,048
+HK$7,918/mo
Deposit HK$2.98M · loan HK$26.85M · min. income ≈ HK$260,260/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,935 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,226
−HK$7,360/mo
▼ 0.25% · 3.875%
HK$139,880
−HK$3,706/mo
Today · 4.125%
HK$143,586
baseline
▲ 0.50% · 4.625%
HK$151,155
+HK$7,569/mo
Deposit HK$2.98M · loan HK$26.85M · min. income ≈ HK$287,172/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,935 · Scale 2, in force from 26 Feb 2026)