LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,029
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$70,145
−HK$2,150/mo
Today · 4.125%
HK$72,295
baseline
▲ 0.50% · 4.625%
HK$76,694
+HK$4,399/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$144,590/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,267,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,682
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$77,712
−HK$2,059/mo
Today · 4.125%
HK$79,771
baseline
▲ 0.50% · 4.625%
HK$83,976
+HK$4,205/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$159,542/mo (50% DSR)
Upfront cash ≈ HK$16.18M (deposit + AVD stamp duty HK$1,267,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,635
−HK$5,119/mo
▼ 0.25% · 3.875%
HK$84,174
−HK$2,580/mo
Today · 4.125%
HK$86,754
baseline
▲ 0.50% · 4.625%
HK$92,033
+HK$5,279/mo
Deposit HK$11.93M · loan HK$17.90M · min. income ≈ HK$173,508/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,267,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,818
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$93,254
−HK$2,471/mo
Today · 4.125%
HK$95,725
baseline
▲ 0.50% · 4.625%
HK$100,771
+HK$5,046/mo
Deposit HK$11.93M · loan HK$17.90M · min. income ≈ HK$191,450/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,267,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,241
−HK$5,972/mo
▼ 0.25% · 3.875%
HK$98,204
−HK$3,009/mo
Today · 4.125%
HK$101,213
baseline
▲ 0.50% · 4.625%
HK$107,372
+HK$6,159/mo
Deposit HK$8.95M · loan HK$20.88M · min. income ≈ HK$202,426/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,267,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,955
−HK$5,724/mo
▼ 0.25% · 3.875%
HK$108,796
−HK$2,883/mo
Today · 4.125%
HK$111,679
baseline
▲ 0.50% · 4.625%
HK$117,566
+HK$5,887/mo
Deposit HK$8.95M · loan HK$20.88M · min. income ≈ HK$223,358/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,267,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,453
−HK$7,679/mo
▼ 0.25% · 3.875%
HK$126,262
−HK$3,870/mo
Today · 4.125%
HK$130,132
baseline
▲ 0.50% · 4.625%
HK$138,050
+HK$7,918/mo
Deposit HK$2.98M · loan HK$26.85M · min. income ≈ HK$260,264/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,227
−HK$7,360/mo
▼ 0.25% · 3.875%
HK$139,881
−HK$3,706/mo
Today · 4.125%
HK$143,587
baseline
▲ 0.50% · 4.625%
HK$151,156
+HK$7,569/mo
Deposit HK$2.98M · loan HK$26.85M · min. income ≈ HK$287,174/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,948 · Scale 2, in force from 26 Feb 2026)