LTV · monthly repayment
▼ 0.50% · 3.625%
HK$68,031
−HK$4,266/mo
▼ 0.25% · 3.875%
HK$70,147
−HK$2,150/mo
Today · 4.125%
HK$72,297
baseline
▲ 0.50% · 4.625%
HK$76,696
+HK$4,399/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$144,594/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,267,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,683
−HK$4,089/mo
▼ 0.25% · 3.875%
HK$77,713
−HK$2,059/mo
Today · 4.125%
HK$79,772
baseline
▲ 0.50% · 4.625%
HK$83,977
+HK$4,205/mo
Deposit HK$14.92M · loan HK$14.92M · min. income ≈ HK$159,544/mo (50% DSR)
Upfront cash ≈ HK$16.19M (deposit + AVD stamp duty HK$1,267,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,637
−HK$5,119/mo
▼ 0.25% · 3.875%
HK$84,176
−HK$2,580/mo
Today · 4.125%
HK$86,756
baseline
▲ 0.50% · 4.625%
HK$92,035
+HK$5,279/mo
Deposit HK$11.93M · loan HK$17.90M · min. income ≈ HK$173,512/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,267,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,820
−HK$4,907/mo
▼ 0.25% · 3.875%
HK$93,256
−HK$2,471/mo
Today · 4.125%
HK$95,727
baseline
▲ 0.50% · 4.625%
HK$100,773
+HK$5,046/mo
Deposit HK$11.93M · loan HK$17.90M · min. income ≈ HK$191,454/mo (50% DSR)
Upfront cash ≈ HK$13.20M (deposit + AVD stamp duty HK$1,267,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$95,243
−HK$5,972/mo
▼ 0.25% · 3.875%
HK$98,205
−HK$3,010/mo
Today · 4.125%
HK$101,215
baseline
▲ 0.50% · 4.625%
HK$107,374
+HK$6,159/mo
Deposit HK$8.95M · loan HK$20.88M · min. income ≈ HK$202,430/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,267,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,957
−HK$5,724/mo
▼ 0.25% · 3.875%
HK$108,798
−HK$2,883/mo
Today · 4.125%
HK$111,681
baseline
▲ 0.50% · 4.625%
HK$117,568
+HK$5,887/mo
Deposit HK$8.95M · loan HK$20.88M · min. income ≈ HK$223,362/mo (50% DSR)
Upfront cash ≈ HK$10.22M (deposit + AVD stamp duty HK$1,267,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$122,455
−HK$7,679/mo
▼ 0.25% · 3.875%
HK$126,264
−HK$3,870/mo
Today · 4.125%
HK$130,134
baseline
▲ 0.50% · 4.625%
HK$138,052
+HK$7,918/mo
Deposit HK$2.98M · loan HK$26.85M · min. income ≈ HK$260,268/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,971 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,230
−HK$7,360/mo
▼ 0.25% · 3.875%
HK$139,884
−HK$3,706/mo
Today · 4.125%
HK$143,590
baseline
▲ 0.50% · 4.625%
HK$151,159
+HK$7,569/mo
Deposit HK$2.98M · loan HK$26.85M · min. income ≈ HK$287,180/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$1,267,971 · Scale 2, in force from 26 Feb 2026)